Johnson County, IN: Home-Insurance Distress & Forced-Sale Pressure
Johnson County, IN: 27/100 (moderate) home-insurance distress; Johnson, IN band LOW; Johnson, IN #1,703 of 3,222 counties; Johnson, IN #67 of 92 in Indiana; raw Johnson, IN 31.7; Johnson, IN coverage multiplier 0.85.
FEMA hazard, Johnson, IN: 0/100; Johnson, IN declarations, three years: 2; Johnson, IN five-year count 6 (severity 9.0); Johnson, IN ten-year 6.
Declared incidents on the Johnson, IN record: 2026 Winter Storm 3; 2023 Severe Storm 3 (Johnson, IN).
NFIP claims, Johnson, IN, three years: 7; Johnson, IN payouts $199,466; per Johnson, IN claim $28,495; Johnson, IN claim-stress 79/100.
Johnson, IN monthly score: 27 in every month from March 2026 (Johnson, IN) through October 2026.
Johnson, IN components: NFIP claims 79; Johnson, IN retreat index 27; Johnson, IN climate multiplier 0.85.
Construction distress, Johnson, IN: 75/100 as of August 2026 (Johnson, IN: 57/100 one-to-four unit, 100/100 multifamily).
Johnson, IN ZIPs, June 2026 (Johnson, IN, 12 highest): score 0 (Johnson, IN), climate 88 (Johnson, IN): 46259; score 0 (Johnson, IN), climate 80 (Johnson, IN): 46142, 46143, 46184; score 0 (Johnson, IN), climate 79 (Johnson, IN): 46106; score 0 (Johnson, IN), climate 77 (Johnson, IN): 46131; score 0 (Johnson, IN), climate 71 (Johnson, IN): 46181; score 0 (Johnson, IN), climate 67 (Johnson, IN): 46151; score 0 (Johnson, IN), climate 65 (Johnson, IN): 46162; score 0 (Johnson, IN), climate 63 (Johnson, IN): 46124; score 0 (Johnson, IN), climate 48 (Johnson, IN): 46160; score 0 (Johnson, IN), climate 29 (Johnson, IN): 46164.
DLRadar rescores Johnson, IN monthly; Johnson, IN readings join Johnson, IN foreclosure, lien and ownership parcels (Johnson, IN), so cost-squeezed Johnson, IN owners surface before listing.
Inside Indiana, Johnson County ranks 67th of 92 counties for home-insurance distress at 27/100; Spencer County (27/100) sits just above Johnson County, and Jay County (27/100) sits just below Johnson County.
Deterministic. Every Johnson County, IN signal traces to a public Johnson dataset (FEMA, NFIP, Census for Johnson, IN) · how insurance distress works in Johnson, IN · methodology
FAQ: Johnson County, IN insurance distress
What is the Johnson County, IN home-insurance-distress score?
Johnson, IN: 27/100 (LOW), #1,703 of 3,222, #67 in Indiana. FEMA hazard, Johnson, IN: 0/100; NFIP stress, Johnson, IN: 79/100; construction, Johnson, IN: 75/100; Johnson, IN rescores monthly.
Is Johnson County insurance distress getting better or worse (IN)?
Johnson, IN: 27 in March 2026; Johnson, IN: 27 in October 2026 (unchanged); Johnson, IN NFIP claims score 79.
How many flood-insurance claims has Johnson County, IN had?
Johnson, IN: 7 NFIP claims, three years; Johnson, IN paid $199,466; per Johnson, IN claim $28,495; carriers reprice Johnson, IN against that record.
Which Johnson County ZIP codes carry the most insurance distress (IN)?
Johnson, IN, June 2026: 46259 at 0, 46142 at 0, 46143 at 0, 46184 at 0; Johnson, IN climate scores there: 88, 80, 80, 80.
Why does Johnson, IN insurance distress create sellers?
A Johnson, IN premium outruns the Johnson, IN budget; a carrier leaves Johnson, IN; Johnson, IN carrying cost passes plan; Johnson, IN owners sell while current; Johnson, IN insurance distress leads Johnson, IN foreclosure data.