Lawrence County, IN: Home-Insurance Distress & Forced-Sale Pressure
Lawrence County, IN: 63/100 (elevated) home-insurance distress; Lawrence, IN band MEDIUM; Lawrence, IN #832 of 3,222 counties; Lawrence, IN #31 of 92 in Indiana.
FEMA hazard, Lawrence, IN: 52/100; Lawrence, IN declarations, three years: 4; Lawrence, IN perils: 2 flood; Lawrence, IN five-year count 6 (severity 12.0); Lawrence, IN ten-year 6; hazard-weighted, Lawrence, IN: 4.0.
Declared incidents on the Lawrence, IN record: 2026 Winter Storm 3; 2025 Flood 3 (Lawrence, IN).
NFIP claims, Lawrence, IN, three years: 3; Lawrence, IN payouts $164,660; per Lawrence, IN claim $54,887; Lawrence, IN claim-stress 78/100.
Lawrence, IN monthly score fell, 71 (March 2026) to 67 (October 2026); Lawrence, IN by month: March 71, April 71, May 67, June 67 (Lawrence, IN), July 64, August 63, September 63, October 67.
Lawrence, IN components: climate 60, NFIP claims 78; Lawrence, IN retreat index 67.
Construction distress, Lawrence, IN: 57/100 as of August 2026 (Lawrence, IN: 51/100 one-to-four unit, 31/100 multifamily).
Lawrence, IN ZIPs, June 2026 (Lawrence, IN, 12 highest): score 0 (Lawrence, IN), climate 59 (Lawrence, IN): 47436; score 0 (Lawrence, IN), climate 58 (Lawrence, IN): 47260; score 0 (Lawrence, IN), climate 57 (Lawrence, IN): 47264; score 0 (Lawrence, IN), climate 52 (Lawrence, IN): 47462; score 0 (Lawrence, IN), climate 51 (Lawrence, IN): 47420, 47421, 47437, 47451, Lawrence, IN 47467; score 0 (Lawrence, IN), climate 47 (Lawrence, IN): 47446; score 0 (Lawrence, IN), climate 44 (Lawrence, IN): 47470; score 0 (Lawrence, IN), climate 42 (Lawrence, IN): 47452.
DLRadar rescores Lawrence, IN monthly; Lawrence, IN readings join Lawrence, IN foreclosure, lien and ownership parcels (Lawrence, IN), so cost-squeezed Lawrence, IN owners surface before listing.
Inside Indiana, Lawrence County ranks 31st of 92 counties for home-insurance distress at 63/100; Brown County (63/100) sits just above Lawrence County, and Washington County (62/100) sits just below Lawrence County.
Deterministic. Every Lawrence County, IN signal traces to a public Lawrence dataset (FEMA, NFIP, Census for Lawrence, IN) · how insurance distress works in Lawrence, IN · methodology
FAQ: Lawrence County, IN insurance distress
What is the Lawrence County, IN home-insurance-distress score?
Lawrence, IN: 63/100 (MEDIUM), #832 of 3,222, #31 in Indiana. FEMA hazard, Lawrence, IN: 52/100; NFIP stress, Lawrence, IN: 78/100; construction, Lawrence, IN: 57/100; Lawrence, IN rescores monthly.
Is Lawrence County insurance distress getting better or worse (IN)?
Lawrence, IN: 71 in March 2026; Lawrence, IN: 67 in October 2026 (better); Lawrence, IN climate component 60; Lawrence, IN NFIP claims score 78.
How many flood-insurance claims has Lawrence County, IN had?
Lawrence, IN: 3 NFIP claims, three years; Lawrence, IN paid $164,660; per Lawrence, IN claim $54,887; carriers reprice Lawrence, IN against that record.
Which Lawrence County ZIP codes carry the most insurance distress (IN)?
Lawrence, IN, June 2026: 47436 at 0, 47260 at 0, 47264 at 0, 47462 at 0; Lawrence, IN climate scores there: 59, 58, 57, 52.
Why does Lawrence, IN insurance distress create sellers?
A Lawrence, IN premium outruns the Lawrence, IN budget; a carrier leaves Lawrence, IN; Lawrence, IN carrying cost passes plan; Lawrence, IN owners sell while current; Lawrence, IN insurance distress leads Lawrence, IN foreclosure data.