Posey County, IN: Home-Insurance Distress & Forced-Sale Pressure
Posey County, IN: 25/100 (moderate) home-insurance distress; Posey, IN band LOW; Posey, IN #1,885 of 3,222 counties; Posey, IN #75 of 92 in Indiana; raw Posey, IN 29.8; Posey, IN coverage multiplier 0.85.
FEMA hazard, Posey, IN: 0/100; Posey, IN declarations, three years: 2; Posey, IN five-year count 3 (severity 6.0); Posey, IN ten-year 3.
Declared incidents on the Posey, IN record: 2026 Winter Storm 3 (Posey, IN).
NFIP claims, Posey, IN, three years: 2; Posey, IN payouts $106,462; per Posey, IN claim $53,231; Posey, IN claim-stress 75/100.
Posey, IN monthly score fell, 26 (March 2026) to 25 (October 2026); Posey, IN by month: March 26, April 26, May 26, June 26 (Posey, IN), July 26, August 26, September 26, October 25.
Posey, IN components: NFIP claims 75; Posey, IN retreat index 25; Posey, IN climate multiplier 0.85.
Construction distress, Posey, IN: 62/100 as of August 2026 (Posey, IN: 65/100 one-to-four unit, 23/100 multifamily).
Posey, IN ZIPs, June 2026 (Posey, IN, 7 highest): score 0 (Posey, IN), climate 83 (Posey, IN): 47712; score 0 (Posey, IN), climate 51 (Posey, IN): 47612, 47616, 47633; score 0 (Posey, IN), climate 50 (Posey, IN): 47620, 47631, 47638.
DLRadar rescores Posey, IN monthly; Posey, IN readings join Posey, IN foreclosure, lien and ownership parcels (Posey, IN), so cost-squeezed Posey, IN owners surface before listing.
Inside Indiana, Posey County ranks 75th of 92 counties for home-insurance distress at 25/100; Scott County (26/100) sits just above Posey County, and Elkhart County (24/100) sits just below Posey County.
Deterministic. Every Posey County, IN signal traces to a public Posey dataset (FEMA, NFIP, Census for Posey, IN) · how insurance distress works in Posey, IN · methodology
FAQ: Posey County, IN insurance distress
What is the Posey County, IN home-insurance-distress score?
Posey, IN: 25/100 (LOW), #1,885 of 3,222, #75 in Indiana. FEMA hazard, Posey, IN: 0/100; NFIP stress, Posey, IN: 75/100; construction, Posey, IN: 62/100; Posey, IN rescores monthly.
Is Posey County insurance distress getting better or worse (IN)?
Posey, IN: 26 in March 2026; Posey, IN: 25 in October 2026 (better); Posey, IN NFIP claims score 75.
How many flood-insurance claims has Posey County, IN had?
Posey, IN: 2 NFIP claims, three years; Posey, IN paid $106,462; per Posey, IN claim $53,231; carriers reprice Posey, IN against that record.
Which Posey County ZIP codes carry the most insurance distress (IN)?
Posey, IN, June 2026: 47712 at 0, 47612 at 0, 47616 at 0, 47633 at 0; Posey, IN climate scores there: 83, 51, 51, 51.
Why does Posey, IN insurance distress create sellers?
A Posey, IN premium outruns the Posey, IN budget; a carrier leaves Posey, IN; Posey, IN carrying cost passes plan; Posey, IN owners sell while current; Posey, IN insurance distress leads Posey, IN foreclosure data.