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Starke County, IN: Home-Insurance Distress & Forced-Sale Pressure

Starke County, IN: 47/100 (elevated) home-insurance distress; Starke, IN band MEDIUM; Starke, IN #1,169 of 3,222 counties; Starke, IN #51 of 92 in Indiana.

FEMA hazard, Starke, IN: 68/100; Starke, IN declarations, three years: 6; Starke, IN perils: 4 flood; Starke, IN five-year count 3 (severity 6.0); Starke, IN ten-year 3; hazard-weighted, Starke, IN: 8.0.

Declared incidents on the Starke, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Starke, IN).

NFIP claims, Starke, IN, three years: 1; Starke, IN payouts $0; per Starke, IN claim $0; Starke, IN claim-stress 15/100.

Starke, IN monthly score rose, 6 (March 2026) to 52 (October 2026); Starke, IN by month: March 6, April 6, May 5, June 5 (Starke, IN), July 5, August 38, September 38, October 52.

Starke, IN components: climate 77, NFIP claims 15; Starke, IN retreat index 52.

Construction distress, Starke, IN: 34/100 as of August 2026 (Starke, IN: 34/100 one-to-four unit, 29/100 multifamily).

Starke, IN ZIPs, June 2026 (Starke, IN, 11 highest): score 0 (Starke, IN), climate 66 (Starke, IN): 46574; score 0 (Starke, IN), climate 48 (Starke, IN): 46532; score 0 (Starke, IN), climate 46 (Starke, IN): 46563; score 0 (Starke, IN), climate 39 (Starke, IN): 46511; score 0 (Starke, IN), climate 27 (Starke, IN): 46531; score 0 (Starke, IN), climate 26 (Starke, IN): 46374, 46534; score 0 (Starke, IN), climate 24 (Starke, IN): 46366; score 0 (Starke, IN), climate 18 (Starke, IN): 46960, 46968; score 0 (Starke, IN), climate 13 (Starke, IN): 46996.

DLRadar rescores Starke, IN monthly; Starke, IN readings join Starke, IN foreclosure, lien and ownership parcels (Starke, IN), so cost-squeezed Starke, IN owners surface before listing.

Inside Indiana, Starke County ranks 51st of 92 counties for home-insurance distress at 47/100; Pulaski County (47/100) sits just above Starke County, and Warren County (40/100) sits just below Starke County.

Insurance distress
47/100
Starke, IN: MEDIUM
National rank
#1169
Starke, IN: of 3,222 counties
FEMA hazard
68/100
Starke County hazard
NFIP claim stress
15/100
Starke, IN 3-year
Flood claims (3y)
1
Starke, IN
Claims paid (3y)
$0
Starke, IN payouts
Per claim
$0
Starke, IN
Construction distress
34/100
Starke, IN

Deterministic. Every Starke County, IN signal traces to a public Starke dataset (FEMA, NFIP, Census for Starke, IN) · how insurance distress works in Starke, IN · methodology

FAQ: Starke County, IN insurance distress

What is the Starke County, IN home-insurance-distress score?

Starke, IN: 47/100 (MEDIUM), #1,169 of 3,222, #51 in Indiana. FEMA hazard, Starke, IN: 68/100; NFIP stress, Starke, IN: 15/100; construction, Starke, IN: 34/100; Starke, IN rescores monthly.

Is Starke County insurance distress getting better or worse (IN)?

Starke, IN: 6 in March 2026; Starke, IN: 52 in October 2026 (worse); Starke, IN climate component 77; Starke, IN NFIP claims score 15.

How many flood-insurance claims has Starke County, IN had?

Starke, IN: 1 NFIP claims, three years; Starke, IN paid $0; per Starke, IN claim $0; carriers reprice Starke, IN against that record.

Which Starke County ZIP codes carry the most insurance distress (IN)?

Starke, IN, June 2026: 46574 at 0, 46532 at 0, 46563 at 0, 46511 at 0; Starke, IN climate scores there: 66, 48, 46, 39.

Why does Starke, IN insurance distress create sellers?

A Starke, IN premium outruns the Starke, IN budget; a carrier leaves Starke, IN; Starke, IN carrying cost passes plan; Starke, IN owners sell while current; Starke, IN insurance distress leads Starke, IN foreclosure data.

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