Tipton County, IN: Home-Insurance Distress & Forced-Sale Pressure
Tipton County, IN: 71/100 (severe) home-insurance distress; Tipton, IN band MEDIUM; Tipton, IN #593 of 3,222 counties; Tipton, IN #16 of 92 in Indiana.
FEMA hazard, Tipton, IN: 68/100; Tipton, IN declarations, three years: 6; Tipton, IN perils: 4 flood; Tipton, IN five-year count 3 (severity 6.0); Tipton, IN ten-year 3; hazard-weighted, Tipton, IN: 8.0.
Declared incidents on the Tipton, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Tipton, IN).
NFIP claims, Tipton, IN, three years: 18; Tipton, IN payouts $161,167; per Tipton, IN claim $8,954; Tipton, IN claim-stress 76/100.
Tipton, IN monthly score rose, 0 (March 2026) to 77 (October 2026); Tipton, IN by month: March 0, April 0, May 0, June 0 (Tipton, IN), July 0, August 36, September 36, October 77.
Tipton, IN components: climate 77, NFIP claims 76; Tipton, IN retreat index 77.
Construction distress, Tipton, IN: 68/100 as of August 2026 (Tipton, IN: 73/100 one-to-four unit, 4/100 multifamily).
Tipton, IN ZIPs, June 2026 (Tipton, IN, 11 highest): score 0 (Tipton, IN), climate 67 (Tipton, IN): 46031; score 0 (Tipton, IN), climate 64 (Tipton, IN): 46902; score 0 (Tipton, IN), climate 61 (Tipton, IN): 46036; score 0 (Tipton, IN), climate 60 (Tipton, IN): 46979; score 0 (Tipton, IN), climate 39 (Tipton, IN): 46050; score 0 (Tipton, IN), climate 17 (Tipton, IN): 46049, 46068; score 0 (Tipton, IN), climate 16 (Tipton, IN): 46076; score 0 (Tipton, IN), climate 15 (Tipton, IN): 46045, 46047, 46072.
DLRadar rescores Tipton, IN monthly; Tipton, IN readings join Tipton, IN foreclosure, lien and ownership parcels (Tipton, IN), so cost-squeezed Tipton, IN owners surface before listing.
Inside Indiana, Tipton County ranks 15th of 92 counties for home-insurance distress at 71/100; Dearborn County (73/100) sits just above Tipton County, and Decatur County (71/100) sits just below Tipton County.
Deterministic. Every Tipton County, IN signal traces to a public Tipton dataset (FEMA, NFIP, Census for Tipton, IN) · how insurance distress works in Tipton, IN · methodology
FAQ: Tipton County, IN insurance distress
What is the Tipton County, IN home-insurance-distress score?
Tipton, IN: 71/100 (MEDIUM), #593 of 3,222, #16 in Indiana. FEMA hazard, Tipton, IN: 68/100; NFIP stress, Tipton, IN: 76/100; construction, Tipton, IN: 68/100; Tipton, IN rescores monthly.
Is Tipton County insurance distress getting better or worse (IN)?
Tipton, IN: 0 in March 2026; Tipton, IN: 77 in October 2026 (worse); Tipton, IN climate component 77; Tipton, IN NFIP claims score 76.
How many flood-insurance claims has Tipton County, IN had?
Tipton, IN: 18 NFIP claims, three years; Tipton, IN paid $161,167; per Tipton, IN claim $8,954; carriers reprice Tipton, IN against that record.
Which Tipton County ZIP codes carry the most insurance distress (IN)?
Tipton, IN, June 2026: 46031 at 0, 46902 at 0, 46036 at 0, 46979 at 0; Tipton, IN climate scores there: 67, 64, 61, 60.
Why does Tipton, IN insurance distress create sellers?
A Tipton, IN premium outruns the Tipton, IN budget; a carrier leaves Tipton, IN; Tipton, IN carrying cost passes plan; Tipton, IN owners sell while current; Tipton, IN insurance distress leads Tipton, IN foreclosure data.