Union County, IN: Home-Insurance Distress & Forced-Sale Pressure
Union County, IN: 35/100 (moderate) home-insurance distress; Union, IN band LOW; Union, IN #1,461 of 3,222 counties; Union, IN #63 of 92 in Indiana; raw Union, IN 40.7; Union, IN coverage multiplier 0.85.
FEMA hazard, Union, IN: 68/100; Union, IN declarations, three years: 6; Union, IN perils: 4 flood; Union, IN five-year count 3 (severity 6.0); Union, IN ten-year 3; hazard-weighted, Union, IN: 8.0.
Declared incidents on the Union, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Union, IN).
NFIP claims, Union, IN, three years: none; Union, IN claim-stress 0/100.
Union, IN monthly score rose, 0 (March 2026) to 39 (October 2026); Union, IN by month: March 0, April 0, May 0, June 0 (Union, IN), July 0, August 36, September 36, October 39.
Union, IN components: climate 77; Union, IN retreat index 39; Union, IN climate multiplier 0.85.
Construction distress, Union, IN: 68/100 as of August 2026 (Union, IN: 57/100 one-to-four unit, 27/100 multifamily).
Union, IN ZIPs, June 2026 (Union, IN, 6 highest): score 0 (Union, IN), climate 70 (Union, IN): 47374; score 0 (Union, IN), climate 36 (Union, IN): 47010; score 0 (Union, IN), climate 34 (Union, IN): 47331; score 0 (Union, IN), climate 19 (Union, IN): 47325; score 0 (Union, IN), climate 9 (Union, IN): 47003; score 0 (Union, IN), climate 8 (Union, IN): 47353.
DLRadar rescores Union, IN monthly; Union, IN readings join Union, IN foreclosure, lien and ownership parcels (Union, IN), so cost-squeezed Union, IN owners surface before listing.
Inside Indiana, Union County ranks 63rd of 92 counties for home-insurance distress at 35/100; Pike County (35/100) sits just above Union County, and Monroe County (30/100) sits just below Union County.
Deterministic. Every Union County, IN signal traces to a public Union dataset (FEMA, NFIP, Census for Union, IN) · how insurance distress works in Union, IN · methodology
FAQ: Union County, IN insurance distress
What is the Union County, IN home-insurance-distress score?
Union, IN: 35/100 (LOW), #1,461 of 3,222, #63 in Indiana. FEMA hazard, Union, IN: 68/100; NFIP stress, Union, IN: 0/100; construction, Union, IN: 68/100; Union, IN rescores monthly.
Is Union County insurance distress getting better or worse (IN)?
Union, IN: 0 in March 2026; Union, IN: 39 in October 2026 (worse); Union, IN climate component 77.
Which Union County ZIP codes carry the most insurance distress (IN)?
Union, IN, June 2026: 47374 at 0, 47010 at 0, 47331 at 0, 47325 at 0; Union, IN climate scores there: 70, 36, 34, 19.
Why does Union, IN insurance distress create sellers?
A Union, IN premium outruns the Union, IN budget; a carrier leaves Union, IN; Union, IN carrying cost passes plan; Union, IN owners sell while current; Union, IN insurance distress leads Union, IN foreclosure data.