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Wells County, IN: Home-Insurance Distress & Forced-Sale Pressure

Wells County, IN: 0/100 (low) home-insurance distress; Wells, IN band ZERO; Wells, IN #2,671 of 3,222 counties; Wells, IN #92 of 92 in Indiana; Wells, IN coverage multiplier 0.70.

FEMA hazard, Wells, IN: 0/100; Wells, IN declarations, three years: 2; Wells, IN five-year count 3 (severity 6.0); Wells, IN ten-year 3.

Declared incidents on the Wells, IN record: 2026 Winter Storm 3 (Wells, IN).

NFIP claims, Wells, IN, three years: none; Wells, IN claim-stress 0/100.

Wells, IN monthly score: 0 in every month from March 2026 (Wells, IN) through October 2026.

Wells, IN components: all zero this month; Wells, IN climate multiplier 0.70.

Construction distress, Wells, IN: 18/100 as of August 2026 (Wells, IN: 43/100 one-to-four unit, 5/100 multifamily).

Wells, IN ZIPs, June 2026 (Wells, IN, 16 highest): score 0 (Wells, IN), climate 89 (Wells, IN): 46798; score 0 (Wells, IN), climate 63 (Wells, IN): 46952, 46991; score 0 (Wells, IN), climate 56 (Wells, IN): 46783; score 0 (Wells, IN), climate 52 (Wells, IN): 46799; score 0 (Wells, IN), climate 45 (Wells, IN): 46740; score 0 (Wells, IN), climate 39 (Wells, IN): 46792; score 0 (Wells, IN), climate 34 (Wells, IN): 46770; score 0 (Wells, IN), climate 32 (Wells, IN): 46777; score 0 (Wells, IN), climate 30 (Wells, IN): 46714; score 0 (Wells, IN), climate 28 (Wells, IN): 46731, 46759, 46766, 46778, Wells, IN 46781, 46791.

DLRadar rescores Wells, IN monthly; Wells, IN readings join Wells, IN foreclosure, lien and ownership parcels (Wells, IN), so cost-squeezed Wells, IN owners surface before listing.

Inside Indiana, Wells County ranks 92nd of 92 counties for home-insurance distress at 0/100; Sullivan County (0/100) sits just above Wells County.

Insurance distress
0/100
Wells, IN: ZERO
National rank
#2671
Wells, IN: of 3,222 counties
FEMA hazard
0/100
Wells County hazard
NFIP claim stress
0/100
Wells, IN 3-year
Flood claims (3y)
0
Wells, IN
Claims paid (3y)
$0
Wells, IN payouts
Per claim
$0
Wells, IN
Construction distress
18/100
Wells, IN

Deterministic. Every Wells County, IN signal traces to a public Wells dataset (FEMA, NFIP, Census for Wells, IN) · how insurance distress works in Wells, IN · methodology

FAQ: Wells County, IN insurance distress

What is the Wells County, IN home-insurance-distress score?

Wells, IN: 0/100 (ZERO), #2,671 of 3,222, #92 in Indiana. FEMA hazard, Wells, IN: 0/100; NFIP stress, Wells, IN: 0/100; construction, Wells, IN: 18/100; Wells, IN rescores monthly.

Is Wells County insurance distress getting better or worse (IN)?

Wells, IN: 0 in March 2026; Wells, IN: 0 in October 2026 (unchanged).

Which Wells County ZIP codes carry the most insurance distress (IN)?

Wells, IN, June 2026: 46798 at 0, 46952 at 0, 46991 at 0, 46783 at 0; Wells, IN climate scores there: 89, 63, 63, 56.

Why does Wells, IN insurance distress create sellers?

A Wells, IN premium outruns the Wells, IN budget; a carrier leaves Wells, IN; Wells, IN carrying cost passes plan; Wells, IN owners sell while current; Wells, IN insurance distress leads Wells, IN foreclosure data.

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