White County, IN: Home-Insurance Distress & Forced-Sale Pressure
White County, IN: 58/100 (elevated) home-insurance distress; White, IN band MEDIUM; White, IN #927 of 3,222 counties; White, IN #36 of 92 in Indiana.
FEMA hazard, White, IN: 52/100; White, IN declarations, three years: 4; White, IN perils: 2 flood; White, IN five-year count 6 (severity 9.0); White, IN ten-year 6; hazard-weighted, White, IN: 4.0.
Declared incidents on the White, IN record: 2026 Winter Storm 3; 2026 Flood 3 (White, IN); 2023 Severe Storm 3 (White, IN).
NFIP claims, White, IN, three years: 5; White, IN payouts $44,844; per White, IN claim $8,969; White, IN claim-stress 68/100.
White, IN monthly score rose, 24 (March 2026) to 63 (October 2026); White, IN by month: March 24, April 24, May 24, June 24 (White, IN), July 24, August 59, September 59, October 63.
White, IN components: climate 60, NFIP claims 68; White, IN retreat index 63.
Construction distress, White, IN: 77/100 as of August 2026 (White, IN: 69/100 one-to-four unit, 100/100 multifamily).
White, IN ZIPs, June 2026 (White, IN, 16 highest): score 0 (White, IN), climate 79 (White, IN): 47906; score 0 (White, IN), climate 73 (White, IN): 47920; score 0 (White, IN), climate 51 (White, IN): 46978; score 0 (White, IN), climate 41 (White, IN): 47923, 47925, 47929, 47950, White, IN 47980; score 0 (White, IN), climate 40 (White, IN): 47959, 47960, 47995; score 0 (White, IN), climate 39 (White, IN): 47926; score 0 (White, IN), climate 38 (White, IN): 47978; score 0 (White, IN), climate 27 (White, IN): 47977; score 0 (White, IN), climate 14 (White, IN): 46985; score 0 (White, IN), climate 13 (White, IN): 46996.
DLRadar rescores White, IN monthly; White, IN readings join White, IN foreclosure, lien and ownership parcels (White, IN), so cost-squeezed White, IN owners surface before listing.
Inside Indiana, White County ranks 36th of 92 counties for home-insurance distress at 58/100; Warrick County (59/100) sits just above White County, and Hendricks County (57/100) sits just below White County.
Deterministic. Every White County, IN signal traces to a public White dataset (FEMA, NFIP, Census for White, IN) · how insurance distress works in White, IN · methodology
FAQ: White County, IN insurance distress
What is the White County, IN home-insurance-distress score?
White, IN: 58/100 (MEDIUM), #927 of 3,222, #36 in Indiana. FEMA hazard, White, IN: 52/100; NFIP stress, White, IN: 68/100; construction, White, IN: 77/100; White, IN rescores monthly.
Is White County insurance distress getting better or worse (IN)?
White, IN: 24 in March 2026; White, IN: 63 in October 2026 (worse); White, IN climate component 60; White, IN NFIP claims score 68.
How many flood-insurance claims has White County, IN had?
White, IN: 5 NFIP claims, three years; White, IN paid $44,844; per White, IN claim $8,969; carriers reprice White, IN against that record.
Which White County ZIP codes carry the most insurance distress (IN)?
White, IN, June 2026: 47906 at 0, 47920 at 0, 46978 at 0, 47923 at 0; White, IN climate scores there: 79, 73, 51, 41.
Why does White, IN insurance distress create sellers?
A White, IN premium outruns the White, IN budget; a carrier leaves White, IN; White, IN carrying cost passes plan; White, IN owners sell while current; White, IN insurance distress leads White, IN foreclosure data.