Barren County, KY: Home-Insurance Distress & Forced-Sale Pressure
Barren County, KY: 40/100 (moderate) home-insurance distress; Barren, KY band LOW; Barren, KY #1,303 of 3,222 counties; Barren, KY #99 of 120 in Kentucky; raw Barren, KY 46.8; Barren, KY coverage multiplier 0.85.
FEMA hazard, Barren, KY: 78/100; Barren, KY declarations, three years: 16; Barren, KY perils: 12 severe-storm; Barren, KY five-year count 24 (severity 43.5); Barren, KY ten-year 24; hazard-weighted, Barren, KY: 12.0.
Declared incidents on the Barren, KY record: 2026 Winter Storm 6; 2025 Severe Storm 15 (Barren, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Barren, KY).
NFIP claims, Barren, KY, three years: none; Barren, KY claim-stress 0/100.
Barren, KY monthly score held, 45 (March 2026) to 45 (October 2026); Barren, KY by month: March 45, April 45, May 44, June 44 (Barren, KY), July 48, August 43, September 40, October 45.
Barren, KY components: climate 88; Barren, KY retreat index 45; Barren, KY climate multiplier 0.85.
Construction distress, Barren, KY: 78/100 as of August 2026 (Barren, KY: 68/100 one-to-four unit, 98/100 multifamily).
Barren, KY ZIPs, June 2026 (Barren, KY, 12 highest): score 0 (Barren, KY), climate 64 (Barren, KY): 42123, 42130, 42131, 42141, Barren, KY 42156; score 0 (Barren, KY), climate 62 (Barren, KY): 42171; score 0 (Barren, KY), climate 60 (Barren, KY): 42127; score 0 (Barren, KY), climate 38 (Barren, KY): 42133; score 0 (Barren, KY), climate 36 (Barren, KY): 42160, 42749; score 0 (Barren, KY), climate 29 (Barren, KY): 42166; score 0 (Barren, KY), climate 23 (Barren, KY): 42154.
DLRadar rescores Barren, KY monthly; Barren, KY readings join Barren, KY foreclosure, lien and ownership parcels (Barren, KY), so cost-squeezed Barren, KY owners surface before listing.
Inside Kentucky, Barren County ranks 99th of 120 counties for home-insurance distress at 40/100; Wolfe County (43/100) sits just above Barren County, and Carlisle County (40/100) sits just below Barren County.
Deterministic. Every Barren County, KY signal traces to a public Barren dataset (FEMA, NFIP, Census for Barren, KY) · how insurance distress works in Barren, KY · methodology
FAQ: Barren County, KY insurance distress
What is the Barren County, KY home-insurance-distress score?
Barren, KY: 40/100 (LOW), #1,303 of 3,222, #99 in Kentucky. FEMA hazard, Barren, KY: 78/100; NFIP stress, Barren, KY: 0/100; construction, Barren, KY: 78/100; Barren, KY rescores monthly.
Is Barren County insurance distress getting better or worse (KY)?
Barren, KY: 45 in March 2026; Barren, KY: 45 in October 2026 (unchanged); Barren, KY climate component 88.
Which Barren County ZIP codes carry the most insurance distress (KY)?
Barren, KY, June 2026: 42123 at 0, 42130 at 0, 42131 at 0, 42141 at 0; Barren, KY climate scores there: 64, 64, 64, 64.
Why does Barren, KY insurance distress create sellers?
A Barren, KY premium outruns the Barren, KY budget; a carrier leaves Barren, KY; Barren, KY carrying cost passes plan; Barren, KY owners sell while current; Barren, KY insurance distress leads Barren, KY foreclosure data.