Bracken County, KY: Home-Insurance Distress & Forced-Sale Pressure
Bracken County, KY: 74/100 (severe) home-insurance distress; Bracken, KY band MEDIUM; Bracken, KY #534 of 3,222 counties; Bracken, KY #56 of 120 in Kentucky.
FEMA hazard, Bracken, KY: 78/100; Bracken, KY declarations, three years: 10; Bracken, KY perils: 2 tropical-storm, 6 severe-storm; Bracken, KY five-year count 15 (severity 28.5); Bracken, KY ten-year 15; hazard-weighted, Bracken, KY: 12.0.
Declared incidents on the Bracken, KY record: 2026 Winter Storm 3; 2025 Severe Storm 9 (Bracken, KY); 2024 Tropical Storm 3 (Bracken, KY).
NFIP claims, Bracken, KY, three years: 7; Bracken, KY payouts $40,089; per Bracken, KY claim $5,727; Bracken, KY claim-stress 68/100.
Bracken, KY monthly score fell, 81 (March 2026) to 80 (October 2026); Bracken, KY by month: March 81, April 81, May 79, June 79 (Bracken, KY), July 84, August 79, September 76, October 80.
Bracken, KY components: climate 88, NFIP claims 68; Bracken, KY retreat index 80.
Construction distress, Bracken, KY: 7/100 as of August 2026 (Bracken, KY: 7/100 one-to-four unit, 0/100 multifamily).
Bracken, KY ZIPs, June 2026 (Bracken, KY, 7 highest): score 0 (Bracken, KY), climate 36 (Bracken, KY): 41034; score 0 (Bracken, KY), climate 30 (Bracken, KY): 41040; score 0 (Bracken, KY), climate 19 (Bracken, KY): 41044; score 0 (Bracken, KY), climate 18 (Bracken, KY): 41043; score 0 (Bracken, KY), climate 14 (Bracken, KY): 41002; score 0 (Bracken, KY), climate 13 (Bracken, KY): 41004; score 0 (Bracken, KY), climate 2 (Bracken, KY): 41064.
DLRadar rescores Bracken, KY monthly; Bracken, KY readings join Bracken, KY foreclosure, lien and ownership parcels (Bracken, KY), so cost-squeezed Bracken, KY owners surface before listing.
Inside Kentucky, Bracken County ranks 58th of 120 counties for home-insurance distress at 74/100; Nelson County (74/100) sits just above Bracken County, and Campbell County (73/100) sits just below Bracken County.
Deterministic. Every Bracken County, KY signal traces to a public Bracken dataset (FEMA, NFIP, Census for Bracken, KY) · how insurance distress works in Bracken, KY · methodology
FAQ: Bracken County, KY insurance distress
What is the Bracken County, KY home-insurance-distress score?
Bracken, KY: 74/100 (MEDIUM), #534 of 3,222, #56 in Kentucky. FEMA hazard, Bracken, KY: 78/100; NFIP stress, Bracken, KY: 68/100; construction, Bracken, KY: 7/100; Bracken, KY rescores monthly.
Is Bracken County insurance distress getting better or worse (KY)?
Bracken, KY: 81 in March 2026; Bracken, KY: 80 in October 2026 (better); Bracken, KY climate component 88; Bracken, KY NFIP claims score 68.
How many flood-insurance claims has Bracken County, KY had?
Bracken, KY: 7 NFIP claims, three years; Bracken, KY paid $40,089; per Bracken, KY claim $5,727; carriers reprice Bracken, KY against that record.
Which Bracken County ZIP codes carry the most insurance distress (KY)?
Bracken, KY, June 2026: 41034 at 0, 41040 at 0, 41044 at 0, 41043 at 0; Bracken, KY climate scores there: 36, 30, 19, 18.
Why does Bracken, KY insurance distress create sellers?
A Bracken, KY premium outruns the Bracken, KY budget; a carrier leaves Bracken, KY; Bracken, KY carrying cost passes plan; Bracken, KY owners sell while current; Bracken, KY insurance distress leads Bracken, KY foreclosure data.