Bullitt County, KY: Home-Insurance Distress & Forced-Sale Pressure
Bullitt County, KY: 81/100 (severe) home-insurance distress; Bullitt, KY band HIGH; Bullitt, KY #317 of 3,222 counties; Bullitt, KY #20 of 120 in Kentucky.
FEMA hazard, Bullitt, KY: 74/100; Bullitt, KY declarations, three years: 12; Bullitt, KY perils: 10 severe-storm; Bullitt, KY five-year count 18 (severity 33.0); Bullitt, KY ten-year 18; hazard-weighted, Bullitt, KY: 10.0.
Declared incidents on the Bullitt, KY record: 2026 Winter Storm 3; 2026 Severe Storm 3 (Bullitt, KY); 2025 Severe Storm 12; 2023 Severe Storm 3 (Bullitt, KY).
NFIP claims, Bullitt, KY, three years: 59; Bullitt, KY payouts $2,163,264; per Bullitt, KY claim $36,665; Bullitt, KY claim-stress 92/100.
Bullitt, KY monthly score rose, 84 (March 2026) to 88 (October 2026); Bullitt, KY by month: March 84, April 84, May 82, June 82 (Bullitt, KY), July 89, August 79, September 82, October 88.
Bullitt, KY components: climate 85, NFIP claims 92; Bullitt, KY retreat index 88.
Construction distress, Bullitt, KY: 71/100 as of August 2026 (Bullitt, KY: 44/100 one-to-four unit, 90/100 multifamily).
Bullitt, KY ZIPs, June 2026 (Bullitt, KY, 11 highest): score 0 (Bullitt, KY), climate 98 (Bullitt, KY): 40299; score 0 (Bullitt, KY), climate 97 (Bullitt, KY): 40272; score 0 (Bullitt, KY), climate 92 (Bullitt, KY): 40229; score 0 (Bullitt, KY), climate 78 (Bullitt, KY): 40109, 40177; score 0 (Bullitt, KY), climate 77 (Bullitt, KY): 40110, 40150, 40165; score 0 (Bullitt, KY), climate 75 (Bullitt, KY): 40047; score 0 (Bullitt, KY), climate 55 (Bullitt, KY): 40013; score 0 (Bullitt, KY), climate 26 (Bullitt, KY): 40071.
DLRadar rescores Bullitt, KY monthly; Bullitt, KY readings join Bullitt, KY foreclosure, lien and ownership parcels (Bullitt, KY), so cost-squeezed Bullitt, KY owners surface before listing.
Inside Kentucky, Bullitt County ranks 20th of 120 counties for home-insurance distress at 81/100; Rockcastle County (81/100) sits just above Bullitt County, and Henderson County (81/100) sits just below Bullitt County.
Deterministic. Every Bullitt County, KY signal traces to a public Bullitt dataset (FEMA, NFIP, Census for Bullitt, KY) · how insurance distress works in Bullitt, KY · methodology
FAQ: Bullitt County, KY insurance distress
What is the Bullitt County, KY home-insurance-distress score?
Bullitt, KY: 81/100 (HIGH), #317 of 3,222, #20 in Kentucky. FEMA hazard, Bullitt, KY: 74/100; NFIP stress, Bullitt, KY: 92/100; construction, Bullitt, KY: 71/100; Bullitt, KY rescores monthly.
Is Bullitt County insurance distress getting better or worse (KY)?
Bullitt, KY: 84 in March 2026; Bullitt, KY: 88 in October 2026 (worse); Bullitt, KY climate component 85; Bullitt, KY NFIP claims score 92.
How many flood-insurance claims has Bullitt County, KY had?
Bullitt, KY: 59 NFIP claims, three years; Bullitt, KY paid $2,163,264; per Bullitt, KY claim $36,665; carriers reprice Bullitt, KY against that record.
Which Bullitt County ZIP codes carry the most insurance distress (KY)?
Bullitt, KY, June 2026: 40299 at 0, 40272 at 0, 40229 at 0, 40109 at 0; Bullitt, KY climate scores there: 98, 97, 92, 78.
Why does Bullitt, KY insurance distress create sellers?
A Bullitt, KY premium outruns the Bullitt, KY budget; a carrier leaves Bullitt, KY; Bullitt, KY carrying cost passes plan; Bullitt, KY owners sell while current; Bullitt, KY insurance distress leads Bullitt, KY foreclosure data.