Elliott County, KY: Home-Insurance Distress & Forced-Sale Pressure
Elliott County, KY: 43/100 (moderate) home-insurance distress; Elliott, KY band MEDIUM; Elliott, KY #1,270 of 3,222 counties; Elliott, KY #92 of 120 in Kentucky; raw Elliott, KY 50.4; Elliott, KY coverage multiplier 0.85.
FEMA hazard, Elliott, KY: 84/100; Elliott, KY declarations, three years: 12; Elliott, KY perils: 2 tropical-storm, 8 severe-storm; Elliott, KY five-year count 21 (severity 37.5); Elliott, KY ten-year 21; hazard-weighted, Elliott, KY: 14.0.
Declared incidents on the Elliott, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Elliott, KY); 2024 Tropical Storm 3; 2023 Flood 3 (Elliott, KY).
NFIP claims, Elliott, KY, three years: none; Elliott, KY claim-stress 0/100.
Elliott, KY monthly score held, 47 (March 2026) to 47 (October 2026); Elliott, KY by month: March 47, April 47, May 46, June 46 (Elliott, KY), July 48, August 45, September 44, October 47.
Elliott, KY components: climate 92; Elliott, KY retreat index 47; Elliott, KY climate multiplier 0.85.
Construction distress, Elliott, KY: 2/100 as of August 2026 (Elliott, KY: 1/100 one-to-four unit, 9/100 multifamily).
Elliott, KY ZIPs, June 2026 (Elliott, KY, 6 highest): score 0 (Elliott, KY), climate 44 (Elliott, KY): 40351; score 0 (Elliott, KY), climate 42 (Elliott, KY): 41180; score 0 (Elliott, KY), climate 41 (Elliott, KY): 41164; score 0 (Elliott, KY), climate 22 (Elliott, KY): 41472; score 0 (Elliott, KY), climate 9 (Elliott, KY): 41149, 41171.
DLRadar rescores Elliott, KY monthly; Elliott, KY readings join Elliott, KY foreclosure, lien and ownership parcels (Elliott, KY), so cost-squeezed Elliott, KY owners surface before listing.
Inside Kentucky, Elliott County ranks 92nd of 120 counties for home-insurance distress at 43/100; Menifee County (45/100) sits just above Elliott County, and Lawrence County (43/100) sits just below Elliott County.
Deterministic. Every Elliott County, KY signal traces to a public Elliott dataset (FEMA, NFIP, Census for Elliott, KY) · how insurance distress works in Elliott, KY · methodology
FAQ: Elliott County, KY insurance distress
What is the Elliott County, KY home-insurance-distress score?
Elliott, KY: 43/100 (MEDIUM), #1,270 of 3,222, #92 in Kentucky. FEMA hazard, Elliott, KY: 84/100; NFIP stress, Elliott, KY: 0/100; construction, Elliott, KY: 2/100; Elliott, KY rescores monthly.
Is Elliott County insurance distress getting better or worse (KY)?
Elliott, KY: 47 in March 2026; Elliott, KY: 47 in October 2026 (unchanged); Elliott, KY climate component 92.
Which Elliott County ZIP codes carry the most insurance distress (KY)?
Elliott, KY, June 2026: 40351 at 0, 41180 at 0, 41164 at 0, 41472 at 0; Elliott, KY climate scores there: 44, 42, 41, 22.
Why does Elliott, KY insurance distress create sellers?
A Elliott, KY premium outruns the Elliott, KY budget; a carrier leaves Elliott, KY; Elliott, KY carrying cost passes plan; Elliott, KY owners sell while current; Elliott, KY insurance distress leads Elliott, KY foreclosure data.