Fulton County, KY: Home-Insurance Distress & Forced-Sale Pressure
Fulton County, KY: 62/100 (elevated) home-insurance distress; Fulton, KY band MEDIUM; Fulton, KY #845 of 3,222 counties; Fulton, KY #84 of 120 in Kentucky.
FEMA hazard, Fulton, KY: 68/100; Fulton, KY declarations, three years: 10; Fulton, KY perils: 8 severe-storm; Fulton, KY five-year count 15 (severity 28.5); Fulton, KY ten-year 15; hazard-weighted, Fulton, KY: 8.0.
Declared incidents on the Fulton, KY record: 2026 Winter Storm 3; 2025 Severe Storm 9 (Fulton, KY); 2024 Severe Storm 3 (Fulton, KY).
NFIP claims, Fulton, KY, three years: 1; Fulton, KY payouts $4,524; per Fulton, KY claim $4,524; Fulton, KY claim-stress 52/100.
Fulton, KY monthly score fell, 70 (March 2026) to 67 (October 2026); Fulton, KY by month: March 70, April 70, May 68, June 68 (Fulton, KY), July 75, August 65, September 65, October 67.
Fulton, KY components: climate 77, NFIP claims 52; Fulton, KY retreat index 67.
Construction distress, Fulton, KY: 12/100 as of August 2026 (Fulton, KY: 12/100 one-to-four unit, 0/100 multifamily).
Fulton, KY ZIPs, June 2026 (Fulton, KY, 3 highest): score 0 (Fulton, KY), climate 50 (Fulton, KY): 42041; score 0 (Fulton, KY), climate 41 (Fulton, KY): 38079; score 0 (Fulton, KY), climate 40 (Fulton, KY): 42050.
DLRadar rescores Fulton, KY monthly; Fulton, KY readings join Fulton, KY foreclosure, lien and ownership parcels (Fulton, KY), so cost-squeezed Fulton, KY owners surface before listing.
Inside Kentucky, Fulton County ranks 84th of 120 counties for home-insurance distress at 62/100; Fleming County (65/100) sits just above Fulton County, and Scott County (60/100) sits just below Fulton County.
Deterministic. Every Fulton County, KY signal traces to a public Fulton dataset (FEMA, NFIP, Census for Fulton, KY) · how insurance distress works in Fulton, KY · methodology
FAQ: Fulton County, KY insurance distress
What is the Fulton County, KY home-insurance-distress score?
Fulton, KY: 62/100 (MEDIUM), #845 of 3,222, #84 in Kentucky. FEMA hazard, Fulton, KY: 68/100; NFIP stress, Fulton, KY: 52/100; construction, Fulton, KY: 12/100; Fulton, KY rescores monthly.
Is Fulton County insurance distress getting better or worse (KY)?
Fulton, KY: 70 in March 2026; Fulton, KY: 67 in October 2026 (better); Fulton, KY climate component 77; Fulton, KY NFIP claims score 52.
How many flood-insurance claims has Fulton County, KY had?
Fulton, KY: 1 NFIP claims, three years; Fulton, KY paid $4,524; per Fulton, KY claim $4,524; carriers reprice Fulton, KY against that record.
Which Fulton County ZIP codes carry the most insurance distress (KY)?
Fulton, KY, June 2026: 42041 at 0, 38079 at 0, 42050 at 0; Fulton, KY climate scores there: 50, 41, 40.
Why does Fulton, KY insurance distress create sellers?
A Fulton, KY premium outruns the Fulton, KY budget; a carrier leaves Fulton, KY; Fulton, KY carrying cost passes plan; Fulton, KY owners sell while current; Fulton, KY insurance distress leads Fulton, KY foreclosure data.