Grant County, KY: Home-Insurance Distress & Forced-Sale Pressure
Grant County, KY: 37/100 (moderate) home-insurance distress; Grant, KY band LOW; Grant, KY #1,410 of 3,222 counties; Grant, KY #115 of 120 in Kentucky.
FEMA hazard, Grant, KY: 52/100; Grant, KY declarations, three years: 6; Grant, KY perils: 4 severe-storm; Grant, KY five-year count 12 (severity 21.0); Grant, KY ten-year 12; hazard-weighted, Grant, KY: 4.0.
Declared incidents on the Grant, KY record: 2026 Winter Storm 3; 2025 Severe Storm 6 (Grant, KY); 2023 Severe Storm 3 (Grant, KY).
NFIP claims, Grant, KY, three years: 1; Grant, KY payouts $0; per Grant, KY claim $0; Grant, KY claim-stress 15/100.
Grant, KY monthly score rose, 33 (March 2026) to 42 (October 2026); Grant, KY by month: March 33, April 33, May 30, June 30 (Grant, KY), July 36, August 26, September 27, October 42.
Grant, KY components: climate 60, NFIP claims 15; Grant, KY retreat index 42.
Construction distress, Grant, KY: 31/100 as of August 2026 (Grant, KY: 32/100 one-to-four unit, 12/100 multifamily).
Grant, KY ZIPs, June 2026 (Grant, KY, 8 highest): score 0 (Grant, KY), climate 57 (Grant, KY): 41092; score 0 (Grant, KY), climate 41 (Grant, KY): 41030; score 0 (Grant, KY), climate 32 (Grant, KY): 41003; score 0 (Grant, KY), climate 21 (Grant, KY): 41010; score 0 (Grant, KY), climate 20 (Grant, KY): 41097; score 0 (Grant, KY), climate 19 (Grant, KY): 41035; score 0 (Grant, KY), climate 18 (Grant, KY): 41052; score 0 (Grant, KY), climate 17 (Grant, KY): 41046.
DLRadar rescores Grant, KY monthly; Grant, KY readings join Grant, KY foreclosure, lien and ownership parcels (Grant, KY), so cost-squeezed Grant, KY owners surface before listing.
Inside Kentucky, Grant County ranks 115th of 120 counties for home-insurance distress at 37/100; Russell County (38/100) sits just above Grant County, and Marion County (32/100) sits just below Grant County.
Deterministic. Every Grant County, KY signal traces to a public Grant dataset (FEMA, NFIP, Census for Grant, KY) · how insurance distress works in Grant, KY · methodology
FAQ: Grant County, KY insurance distress
What is the Grant County, KY home-insurance-distress score?
Grant, KY: 37/100 (LOW), #1,410 of 3,222, #115 in Kentucky. FEMA hazard, Grant, KY: 52/100; NFIP stress, Grant, KY: 15/100; construction, Grant, KY: 31/100; Grant, KY rescores monthly.
Is Grant County insurance distress getting better or worse (KY)?
Grant, KY: 33 in March 2026; Grant, KY: 42 in October 2026 (worse); Grant, KY climate component 60; Grant, KY NFIP claims score 15.
How many flood-insurance claims has Grant County, KY had?
Grant, KY: 1 NFIP claims, three years; Grant, KY paid $0; per Grant, KY claim $0; carriers reprice Grant, KY against that record.
Which Grant County ZIP codes carry the most insurance distress (KY)?
Grant, KY, June 2026: 41092 at 0, 41030 at 0, 41003 at 0, 41010 at 0; Grant, KY climate scores there: 57, 41, 32, 21.
Why does Grant, KY insurance distress create sellers?
A Grant, KY premium outruns the Grant, KY budget; a carrier leaves Grant, KY; Grant, KY carrying cost passes plan; Grant, KY owners sell while current; Grant, KY insurance distress leads Grant, KY foreclosure data.