Henry County, KY: Home-Insurance Distress & Forced-Sale Pressure
Henry County, KY: 76/100 (severe) home-insurance distress; Henry, KY band MEDIUM; Henry, KY #480 of 3,222 counties; Henry, KY #47 of 120 in Kentucky.
FEMA hazard, Henry, KY: 74/100; Henry, KY declarations, three years: 12; Henry, KY perils: 10 severe-storm; Henry, KY five-year count 21 (severity 37.5); Henry, KY ten-year 21; hazard-weighted, Henry, KY: 10.0.
Declared incidents on the Henry, KY record: 2026 Winter Storm 2; 2025 Severe Storm 8 (Henry, KY); 2024 Severe Storm 2; 2023 Severe Storm 3 (Henry, KY).
NFIP claims, Henry, KY, three years: 3; Henry, KY payouts $169,024; per Henry, KY claim $56,341; Henry, KY claim-stress 79/100.
Henry, KY monthly score rose, 82 (March 2026) to 83 (October 2026); Henry, KY by month: March 82, April 82, May 79, June 79 (Henry, KY), July 86, August 79, September 77, October 83.
Henry, KY components: climate 85, NFIP claims 79; Henry, KY retreat index 83.
Construction distress, Henry, KY: 36/100 as of August 2026 (Henry, KY: 37/100 one-to-four unit, 0/100 multifamily).
Henry, KY ZIPs, June 2026 (Henry, KY, 13 highest): score 0 (Henry, KY), climate 64 (Henry, KY): 40601; score 0 (Henry, KY), climate 61 (Henry, KY): 40031; score 0 (Henry, KY), climate 31 (Henry, KY): 40068; score 0 (Henry, KY), climate 30 (Henry, KY): 40019; score 0 (Henry, KY), climate 26 (Henry, KY): 40057; score 0 (Henry, KY), climate 24 (Henry, KY): 40055; score 0 (Henry, KY), climate 18 (Henry, KY): 40075; score 0 (Henry, KY), climate 17 (Henry, KY): 40007, 40036, 40050, 40058, Henry, KY 40070; score 0 (Henry, KY), climate 16 (Henry, KY): 40011.
DLRadar rescores Henry, KY monthly; Henry, KY readings join Henry, KY foreclosure, lien and ownership parcels (Henry, KY), so cost-squeezed Henry, KY owners surface before listing.
Inside Kentucky, Henry County ranks 47th of 120 counties for home-insurance distress at 76/100; Logan County (76/100) sits just above Henry County, and Ohio County (76/100) sits just below Henry County.
Deterministic. Every Henry County, KY signal traces to a public Henry dataset (FEMA, NFIP, Census for Henry, KY) · how insurance distress works in Henry, KY · methodology
FAQ: Henry County, KY insurance distress
What is the Henry County, KY home-insurance-distress score?
Henry, KY: 76/100 (MEDIUM), #480 of 3,222, #47 in Kentucky. FEMA hazard, Henry, KY: 74/100; NFIP stress, Henry, KY: 79/100; construction, Henry, KY: 36/100; Henry, KY rescores monthly.
Is Henry County insurance distress getting better or worse (KY)?
Henry, KY: 82 in March 2026; Henry, KY: 83 in October 2026 (worse); Henry, KY climate component 85; Henry, KY NFIP claims score 79.
How many flood-insurance claims has Henry County, KY had?
Henry, KY: 3 NFIP claims, three years; Henry, KY paid $169,024; per Henry, KY claim $56,341; carriers reprice Henry, KY against that record.
Which Henry County ZIP codes carry the most insurance distress (KY)?
Henry, KY, June 2026: 40601 at 0, 40031 at 0, 40068 at 0, 40019 at 0; Henry, KY climate scores there: 64, 61, 31, 30.
Why does Henry, KY insurance distress create sellers?
A Henry, KY premium outruns the Henry, KY budget; a carrier leaves Henry, KY; Henry, KY carrying cost passes plan; Henry, KY owners sell while current; Henry, KY insurance distress leads Henry, KY foreclosure data.