Knott County, KY: Home-Insurance Distress & Forced-Sale Pressure
Knott County, KY: 76/100 (severe) home-insurance distress; Knott, KY band MEDIUM; Knott, KY #477 of 3,222 counties; Knott, KY #45 of 120 in Kentucky.
FEMA hazard, Knott, KY: 68/100; Knott, KY declarations, three years: 10; Knott, KY perils: 8 severe-storm; Knott, KY five-year count 18 (severity 33.0); Knott, KY ten-year 18; hazard-weighted, Knott, KY: 8.0.
Declared incidents on the Knott, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Knott, KY); 2023 Flood 3 (Knott, KY).
NFIP claims, Knott, KY, three years: 37; Knott, KY payouts $911,714; per Knott, KY claim $24,641; Knott, KY claim-stress 87/100.
Knott, KY monthly score fell, 82 (March 2026) to 81 (October 2026); Knott, KY by month: March 82, April 82, May 80, June 80 (Knott, KY), July 87, August 77, September 77, October 81.
Knott, KY components: climate 77, NFIP claims 87; Knott, KY retreat index 81.
Construction distress, Knott, KY: 1/100 as of August 2026 (Knott, KY: 1/100 one-to-four unit, 0/100 multifamily).
Knott, KY ZIPs, June 2026 (Knott, KY, 16 highest): score 0 (Knott, KY), climate 71 (Knott, KY): 41630; score 0 (Knott, KY), climate 66 (Knott, KY): 41701; score 0 (Knott, KY), climate 61 (Knott, KY): 41640; score 0 (Knott, KY), climate 59 (Knott, KY): 41773; score 0 (Knott, KY), climate 56 (Knott, KY): 41339; score 0 (Knott, KY), climate 52 (Knott, KY): 41722; score 0 (Knott, KY), climate 46 (Knott, KY): 41643, 41725, 41740, 41759, Knott, KY 41772, 41817, 41822, 41828, Knott, KY 41831, 41834.
DLRadar rescores Knott, KY monthly; Knott, KY readings join Knott, KY foreclosure, lien and ownership parcels (Knott, KY), so cost-squeezed Knott, KY owners surface before listing.
Inside Kentucky, Knott County ranks 45th of 120 counties for home-insurance distress at 76/100; Livingston County (76/100) sits just above Knott County, and Logan County (76/100) sits just below Knott County.
Deterministic. Every Knott County, KY signal traces to a public Knott dataset (FEMA, NFIP, Census for Knott, KY) · how insurance distress works in Knott, KY · methodology
FAQ: Knott County, KY insurance distress
What is the Knott County, KY home-insurance-distress score?
Knott, KY: 76/100 (MEDIUM), #477 of 3,222, #45 in Kentucky. FEMA hazard, Knott, KY: 68/100; NFIP stress, Knott, KY: 87/100; construction, Knott, KY: 1/100; Knott, KY rescores monthly.
Is Knott County insurance distress getting better or worse (KY)?
Knott, KY: 82 in March 2026; Knott, KY: 81 in October 2026 (better); Knott, KY climate component 77; Knott, KY NFIP claims score 87.
How many flood-insurance claims has Knott County, KY had?
Knott, KY: 37 NFIP claims, three years; Knott, KY paid $911,714; per Knott, KY claim $24,641; carriers reprice Knott, KY against that record.
Which Knott County ZIP codes carry the most insurance distress (KY)?
Knott, KY, June 2026: 41630 at 0, 41701 at 0, 41640 at 0, 41773 at 0; Knott, KY climate scores there: 71, 66, 61, 59.
Why does Knott, KY insurance distress create sellers?
A Knott, KY premium outruns the Knott, KY budget; a carrier leaves Knott, KY; Knott, KY carrying cost passes plan; Knott, KY owners sell while current; Knott, KY insurance distress leads Knott, KY foreclosure data.