Lee County, KY: Home-Insurance Distress & Forced-Sale Pressure
Lee County, KY: 89/100 (severe) home-insurance distress; Lee, KY band HIGH; Lee, KY #131 of 3,222 counties; Lee, KY #3 of 120 in Kentucky; raw Lee, KY 87.1.
FEMA hazard, Lee, KY: 90/100; Lee, KY declarations, three years: 18; Lee, KY perils: 2 tropical-storm, 12 severe-storm; Lee, KY five-year count 30 (severity 51.0); Lee, KY ten-year 30; hazard-weighted, Lee, KY: 18.0.
Declared incidents on the Lee, KY record: 2026 Winter Storm 6; 2025 Severe Storm 15 (Lee, KY); 2024 Tropical Storm 3; 2024 Severe Storm 3 (Lee, KY); 2023 Severe Storm 3; 2023 Flood 3 (Lee, KY).
NFIP claims, Lee, KY, three years: 9; Lee, KY payouts $582,429; per Lee, KY claim $64,714; Lee, KY claim-stress 88/100.
Lee, KY monthly score held, 92 (March 2026) to 92 (October 2026); Lee, KY by month: March 92, April 92, May 91, June 91 (Lee, KY), July 93, August 91, September 90, October 92.
Lee, KY components: climate 94, NFIP claims 88; Lee, KY retreat index 92.
Construction distress, Lee, KY: 2/100 as of August 2026 (Lee, KY: 2/100 one-to-four unit, 0/100 multifamily).
Lee, KY ZIPs, June 2026 (Lee, KY, 6 highest): score 0 (Lee, KY), climate 56 (Lee, KY): 41339; score 0 (Lee, KY), climate 35 (Lee, KY): 40336; score 0 (Lee, KY), climate 18 (Lee, KY): 41314; score 0 (Lee, KY), climate 16 (Lee, KY): 41301; score 0 (Lee, KY), climate 7 (Lee, KY): 41311; score 0 (Lee, KY), climate 6 (Lee, KY): 41397.
DLRadar rescores Lee, KY monthly; Lee, KY readings join Lee, KY foreclosure, lien and ownership parcels (Lee, KY), so cost-squeezed Lee, KY owners surface before listing.
Inside Kentucky, Lee County ranks 3rd of 120 counties for home-insurance distress at 89/100; Greenup County (89/100) sits just above Lee County, and Jackson County (87/100) sits just below Lee County.
Deterministic. Every Lee County, KY signal traces to a public Lee dataset (FEMA, NFIP, Census for Lee, KY) · how insurance distress works in Lee, KY · methodology
FAQ: Lee County, KY insurance distress
What is the Lee County, KY home-insurance-distress score?
Lee, KY: 89/100 (HIGH), #131 of 3,222, #3 in Kentucky. FEMA hazard, Lee, KY: 90/100; NFIP stress, Lee, KY: 88/100; construction, Lee, KY: 2/100; Lee, KY rescores monthly.
Is Lee County insurance distress getting better or worse (KY)?
Lee, KY: 92 in March 2026; Lee, KY: 92 in October 2026 (unchanged); Lee, KY climate component 94; Lee, KY NFIP claims score 88.
How many flood-insurance claims has Lee County, KY had?
Lee, KY: 9 NFIP claims, three years; Lee, KY paid $582,429; per Lee, KY claim $64,714; carriers reprice Lee, KY against that record.
Which Lee County ZIP codes carry the most insurance distress (KY)?
Lee, KY, June 2026: 41339 at 0, 40336 at 0, 41314 at 0, 41301 at 0; Lee, KY climate scores there: 56, 35, 18, 16.
Why does Lee, KY insurance distress create sellers?
A Lee, KY premium outruns the Lee, KY budget; a carrier leaves Lee, KY; Lee, KY carrying cost passes plan; Lee, KY owners sell while current; Lee, KY insurance distress leads Lee, KY foreclosure data.