Lewis County, KY: Home-Insurance Distress & Forced-Sale Pressure
Lewis County, KY: 43/100 (moderate) home-insurance distress; Lewis, KY band MEDIUM; Lewis, KY #1,272 of 3,222 counties; Lewis, KY #94 of 120 in Kentucky; raw Lewis, KY 50.2; Lewis, KY coverage multiplier 0.85.
FEMA hazard, Lewis, KY: 84/100; Lewis, KY declarations, three years: 12; Lewis, KY perils: 2 tropical-storm, 8 severe-storm; Lewis, KY five-year count 18 (severity 34.5); Lewis, KY ten-year 18; hazard-weighted, Lewis, KY: 14.0.
Declared incidents on the Lewis, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Lewis, KY); 2024 Tropical Storm 3 (Lewis, KY).
NFIP claims, Lewis, KY, three years: none; Lewis, KY claim-stress 0/100.
Lewis, KY monthly score held, 47 (March 2026) to 47 (October 2026); Lewis, KY by month: March 47, April 47, May 46, June 46 (Lewis, KY), July 48, August 45, September 44, October 47.
Lewis, KY components: climate 92; Lewis, KY retreat index 47; Lewis, KY climate multiplier 0.85.
Construction distress, Lewis, KY: 13/100 as of August 2026 (Lewis, KY: 13/100 one-to-four unit, 0/100 multifamily).
Lewis, KY ZIPs, June 2026 (Lewis, KY, 9 highest): score 0 (Lewis, KY), climate 49 (Lewis, KY): 41174; score 0 (Lewis, KY), climate 44 (Lewis, KY): 41141; score 0 (Lewis, KY), climate 41 (Lewis, KY): 41164; score 0 (Lewis, KY), climate 37 (Lewis, KY): 41056, 41135, 41166, 41179, Lewis, KY 41189; score 0 (Lewis, KY), climate 28 (Lewis, KY): 41093.
DLRadar rescores Lewis, KY monthly; Lewis, KY readings join Lewis, KY foreclosure, lien and ownership parcels (Lewis, KY), so cost-squeezed Lewis, KY owners surface before listing.
Inside Kentucky, Lewis County ranks 94th of 120 counties for home-insurance distress at 43/100; Lawrence County (43/100) sits just above Lewis County, and Metcalfe County (43/100) sits just below Lewis County.
Deterministic. Every Lewis County, KY signal traces to a public Lewis dataset (FEMA, NFIP, Census for Lewis, KY) · how insurance distress works in Lewis, KY · methodology
FAQ: Lewis County, KY insurance distress
What is the Lewis County, KY home-insurance-distress score?
Lewis, KY: 43/100 (MEDIUM), #1,272 of 3,222, #94 in Kentucky. FEMA hazard, Lewis, KY: 84/100; NFIP stress, Lewis, KY: 0/100; construction, Lewis, KY: 13/100; Lewis, KY rescores monthly.
Is Lewis County insurance distress getting better or worse (KY)?
Lewis, KY: 47 in March 2026; Lewis, KY: 47 in October 2026 (unchanged); Lewis, KY climate component 92.
Which Lewis County ZIP codes carry the most insurance distress (KY)?
Lewis, KY, June 2026: 41174 at 0, 41141 at 0, 41164 at 0, 41056 at 0; Lewis, KY climate scores there: 49, 44, 41, 37.
Why does Lewis, KY insurance distress create sellers?
A Lewis, KY premium outruns the Lewis, KY budget; a carrier leaves Lewis, KY; Lewis, KY carrying cost passes plan; Lewis, KY owners sell while current; Lewis, KY insurance distress leads Lewis, KY foreclosure data.