Logan County, KY: Home-Insurance Distress & Forced-Sale Pressure
Logan County, KY: 76/100 (severe) home-insurance distress; Logan, KY band MEDIUM; Logan, KY #479 of 3,222 counties; Logan, KY #46 of 120 in Kentucky.
FEMA hazard, Logan, KY: 74/100; Logan, KY declarations, three years: 12; Logan, KY perils: 10 severe-storm; Logan, KY five-year count 21 (severity 37.5); Logan, KY ten-year 21; hazard-weighted, Logan, KY: 10.0.
Declared incidents on the Logan, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Logan, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Logan, KY).
NFIP claims, Logan, KY, three years: 4; Logan, KY payouts $174,253; per Logan, KY claim $43,563; Logan, KY claim-stress 79/100.
Logan, KY monthly score rose, 82 (March 2026) to 83 (October 2026); Logan, KY by month: March 82, April 82, May 79, June 79 (Logan, KY), July 86, August 79, September 77, October 83.
Logan, KY components: climate 85, NFIP claims 79; Logan, KY retreat index 83.
Construction distress, Logan, KY: 16/100 as of August 2026 (Logan, KY: 11/100 one-to-four unit, 31/100 multifamily).
Logan, KY ZIPs, June 2026 (Logan, KY, 7 highest): score 0 (Logan, KY), climate 85 (Logan, KY): 42274; score 0 (Logan, KY), climate 55 (Logan, KY): 42202, 42276; score 0 (Logan, KY), climate 52 (Logan, KY): 42206, 42265; score 0 (Logan, KY), climate 43 (Logan, KY): 42256; score 0 (Logan, KY), climate 38 (Logan, KY): 42204.
DLRadar rescores Logan, KY monthly; Logan, KY readings join Logan, KY foreclosure, lien and ownership parcels (Logan, KY), so cost-squeezed Logan, KY owners surface before listing.
Inside Kentucky, Logan County ranks 46th of 120 counties for home-insurance distress at 76/100; Knott County (76/100) sits just above Logan County, and Henry County (76/100) sits just below Logan County.
Deterministic. Every Logan County, KY signal traces to a public Logan dataset (FEMA, NFIP, Census for Logan, KY) · how insurance distress works in Logan, KY · methodology
FAQ: Logan County, KY insurance distress
What is the Logan County, KY home-insurance-distress score?
Logan, KY: 76/100 (MEDIUM), #479 of 3,222, #46 in Kentucky. FEMA hazard, Logan, KY: 74/100; NFIP stress, Logan, KY: 79/100; construction, Logan, KY: 16/100; Logan, KY rescores monthly.
Is Logan County insurance distress getting better or worse (KY)?
Logan, KY: 82 in March 2026; Logan, KY: 83 in October 2026 (worse); Logan, KY climate component 85; Logan, KY NFIP claims score 79.
How many flood-insurance claims has Logan County, KY had?
Logan, KY: 4 NFIP claims, three years; Logan, KY paid $174,253; per Logan, KY claim $43,563; carriers reprice Logan, KY against that record.
Which Logan County ZIP codes carry the most insurance distress (KY)?
Logan, KY, June 2026: 42274 at 0, 42202 at 0, 42276 at 0, 42206 at 0; Logan, KY climate scores there: 85, 55, 55, 52.
Why does Logan, KY insurance distress create sellers?
A Logan, KY premium outruns the Logan, KY budget; a carrier leaves Logan, KY; Logan, KY carrying cost passes plan; Logan, KY owners sell while current; Logan, KY insurance distress leads Logan, KY foreclosure data.