Lyon County, KY: Home-Insurance Distress & Forced-Sale Pressure
Lyon County, KY: 38/100 (moderate) home-insurance distress; Lyon, KY band LOW; Lyon, KY #1,377 of 3,222 counties; Lyon, KY #110 of 120 in Kentucky; raw Lyon, KY 44.0; Lyon, KY coverage multiplier 0.85.
FEMA hazard, Lyon, KY: 74/100; Lyon, KY declarations, three years: 12; Lyon, KY perils: 10 severe-storm; Lyon, KY five-year count 21 (severity 37.5); Lyon, KY ten-year 21; hazard-weighted, Lyon, KY: 10.0.
Declared incidents on the Lyon, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Lyon, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Lyon, KY).
NFIP claims, Lyon, KY, three years: none; Lyon, KY claim-stress 0/100.
Lyon, KY monthly score held, 43 (March 2026) to 43 (October 2026); Lyon, KY by month: March 43, April 43, May 40, June 40 (Lyon, KY), July 46, August 40, September 39, October 43.
Lyon, KY components: climate 85; Lyon, KY retreat index 43; Lyon, KY climate multiplier 0.85.
Construction distress, Lyon, KY: 52/100 as of August 2026 (Lyon, KY: 53/100 one-to-four unit, 0/100 multifamily).
Lyon, KY ZIPs, June 2026 (Lyon, KY, 4 highest): score 0 (Lyon, KY), climate 37 (Lyon, KY): 42445; score 0 (Lyon, KY), climate 33 (Lyon, KY): 42411; score 0 (Lyon, KY), climate 26 (Lyon, KY): 42038; score 0 (Lyon, KY), climate 25 (Lyon, KY): 42055.
DLRadar rescores Lyon, KY monthly; Lyon, KY readings join Lyon, KY foreclosure, lien and ownership parcels (Lyon, KY), so cost-squeezed Lyon, KY owners surface before listing.
Inside Kentucky, Lyon County ranks 110th of 120 counties for home-insurance distress at 38/100; Larue County (38/100) sits just above Lyon County, and Mccreary County (38/100) sits just below Lyon County.
Deterministic. Every Lyon County, KY signal traces to a public Lyon dataset (FEMA, NFIP, Census for Lyon, KY) · how insurance distress works in Lyon, KY · methodology
FAQ: Lyon County, KY insurance distress
What is the Lyon County, KY home-insurance-distress score?
Lyon, KY: 38/100 (LOW), #1,377 of 3,222, #110 in Kentucky. FEMA hazard, Lyon, KY: 74/100; NFIP stress, Lyon, KY: 0/100; construction, Lyon, KY: 52/100; Lyon, KY rescores monthly.
Is Lyon County insurance distress getting better or worse (KY)?
Lyon, KY: 43 in March 2026; Lyon, KY: 43 in October 2026 (unchanged); Lyon, KY climate component 85.
Which Lyon County ZIP codes carry the most insurance distress (KY)?
Lyon, KY, June 2026: 42445 at 0, 42411 at 0, 42038 at 0, 42055 at 0; Lyon, KY climate scores there: 37, 33, 26, 25.
Why does Lyon, KY insurance distress create sellers?
A Lyon, KY premium outruns the Lyon, KY budget; a carrier leaves Lyon, KY; Lyon, KY carrying cost passes plan; Lyon, KY owners sell while current; Lyon, KY insurance distress leads Lyon, KY foreclosure data.