Magoffin County, KY: Home-Insurance Distress & Forced-Sale Pressure
Magoffin County, KY: 78/100 (severe) home-insurance distress; Magoffin, KY band MEDIUM; Magoffin, KY #412 of 3,222 counties; Magoffin, KY #39 of 120 in Kentucky.
FEMA hazard, Magoffin, KY: 84/100; Magoffin, KY declarations, three years: 12; Magoffin, KY perils: 2 tropical-storm, 8 severe-storm; Magoffin, KY five-year count 21 (severity 37.5); Magoffin, KY ten-year 21; hazard-weighted, Magoffin, KY: 14.0.
Declared incidents on the Magoffin, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Magoffin, KY); 2024 Tropical Storm 3; 2023 Flood 3 (Magoffin, KY).
NFIP claims, Magoffin, KY, three years: 8; Magoffin, KY payouts $51,771; per Magoffin, KY claim $6,471; Magoffin, KY claim-stress 69/100.
Magoffin, KY monthly score fell, 84 (March 2026) to 83 (October 2026); Magoffin, KY by month: March 84, April 84, May 82, June 82 (Magoffin, KY), July 85, August 82, September 80, October 83.
Magoffin, KY components: climate 92, NFIP claims 69; Magoffin, KY retreat index 83.
Construction distress, Magoffin, KY: 1/100 as of August 2026 (Magoffin, KY: 1/100 one-to-four unit, 0/100 multifamily).
Magoffin, KY ZIPs, June 2026 (Magoffin, KY, 4 highest): score 0 (Magoffin, KY), climate 61 (Magoffin, KY): 41640; score 0 (Magoffin, KY), climate 30 (Magoffin, KY): 41464, 41465, 41632.
DLRadar rescores Magoffin, KY monthly; Magoffin, KY readings join Magoffin, KY foreclosure, lien and ownership parcels (Magoffin, KY), so cost-squeezed Magoffin, KY owners surface before listing.
Inside Kentucky, Magoffin County ranks 38th of 120 counties for home-insurance distress at 78/100; Green County (78/100) sits just above Magoffin County, and Spencer County (78/100) sits just below Magoffin County.
Deterministic. Every Magoffin County, KY signal traces to a public Magoffin dataset (FEMA, NFIP, Census for Magoffin, KY) · how insurance distress works in Magoffin, KY · methodology
FAQ: Magoffin County, KY insurance distress
What is the Magoffin County, KY home-insurance-distress score?
Magoffin, KY: 78/100 (MEDIUM), #412 of 3,222, #39 in Kentucky. FEMA hazard, Magoffin, KY: 84/100; NFIP stress, Magoffin, KY: 69/100; construction, Magoffin, KY: 1/100; Magoffin, KY rescores monthly.
Is Magoffin County insurance distress getting better or worse (KY)?
Magoffin, KY: 84 in March 2026; Magoffin, KY: 83 in October 2026 (better); Magoffin, KY climate component 92; Magoffin, KY NFIP claims score 69.
How many flood-insurance claims has Magoffin County, KY had?
Magoffin, KY: 8 NFIP claims, three years; Magoffin, KY paid $51,771; per Magoffin, KY claim $6,471; carriers reprice Magoffin, KY against that record.
Which Magoffin County ZIP codes carry the most insurance distress (KY)?
Magoffin, KY, June 2026: 41640 at 0, 41464 at 0, 41465 at 0, 41632 at 0; Magoffin, KY climate scores there: 61, 30, 30, 30.
Why does Magoffin, KY insurance distress create sellers?
A Magoffin, KY premium outruns the Magoffin, KY budget; a carrier leaves Magoffin, KY; Magoffin, KY carrying cost passes plan; Magoffin, KY owners sell while current; Magoffin, KY insurance distress leads Magoffin, KY foreclosure data.