Marshall County, KY: Home-Insurance Distress & Forced-Sale Pressure
Marshall County, KY: 79/100 (severe) home-insurance distress; Marshall, KY band MEDIUM; Marshall, KY #402 of 3,222 counties; Marshall, KY #35 of 120 in Kentucky.
FEMA hazard, Marshall, KY: 78/100; Marshall, KY declarations, three years: 14; Marshall, KY perils: 12 severe-storm; Marshall, KY five-year count 24 (severity 43.5); Marshall, KY ten-year 24; hazard-weighted, Marshall, KY: 12.0.
Declared incidents on the Marshall, KY record: 2026 Winter Storm 3; 2025 Severe Storm 15 (Marshall, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Marshall, KY).
NFIP claims, Marshall, KY, three years: 3; Marshall, KY payouts $187,111; per Marshall, KY claim $62,370; Marshall, KY claim-stress 79/100.
Marshall, KY monthly score held, 85 (March 2026) to 85 (October 2026); Marshall, KY by month: March 85, April 85, May 83, June 83 (Marshall, KY), July 89, August 83, September 80, October 85.
Marshall, KY components: climate 88, NFIP claims 79; Marshall, KY retreat index 85.
Construction distress, Marshall, KY: 1/100 as of August 2026 (Marshall, KY: 45/100 one-to-four unit, 2/100 multifamily).
Marshall, KY ZIPs, June 2026 (Marshall, KY, 8 highest): score 0 (Marshall, KY), climate 81 (Marshall, KY): 42066; score 0 (Marshall, KY), climate 77 (Marshall, KY): 42082; score 0 (Marshall, KY), climate 73 (Marshall, KY): 42036, 42054; score 0 (Marshall, KY), climate 64 (Marshall, KY): 42048; score 0 (Marshall, KY), climate 63 (Marshall, KY): 42025, 42029, 42044.
DLRadar rescores Marshall, KY monthly; Marshall, KY readings join Marshall, KY foreclosure, lien and ownership parcels (Marshall, KY), so cost-squeezed Marshall, KY owners surface before listing.
Inside Kentucky, Marshall County ranks 35th of 120 counties for home-insurance distress at 79/100; Mccracken County (79/100) sits just above Marshall County, and Harlan County (78/100) sits just below Marshall County.
Deterministic. Every Marshall County, KY signal traces to a public Marshall dataset (FEMA, NFIP, Census for Marshall, KY) · how insurance distress works in Marshall, KY · methodology
FAQ: Marshall County, KY insurance distress
What is the Marshall County, KY home-insurance-distress score?
Marshall, KY: 79/100 (MEDIUM), #402 of 3,222, #35 in Kentucky. FEMA hazard, Marshall, KY: 78/100; NFIP stress, Marshall, KY: 79/100; construction, Marshall, KY: 1/100; Marshall, KY rescores monthly.
Is Marshall County insurance distress getting better or worse (KY)?
Marshall, KY: 85 in March 2026; Marshall, KY: 85 in October 2026 (unchanged); Marshall, KY climate component 88; Marshall, KY NFIP claims score 79.
How many flood-insurance claims has Marshall County, KY had?
Marshall, KY: 3 NFIP claims, three years; Marshall, KY paid $187,111; per Marshall, KY claim $62,370; carriers reprice Marshall, KY against that record.
Which Marshall County ZIP codes carry the most insurance distress (KY)?
Marshall, KY, June 2026: 42066 at 0, 42082 at 0, 42036 at 0, 42054 at 0; Marshall, KY climate scores there: 81, 77, 73, 73.
Why does Marshall, KY insurance distress create sellers?
A Marshall, KY premium outruns the Marshall, KY budget; a carrier leaves Marshall, KY; Marshall, KY carrying cost passes plan; Marshall, KY owners sell while current; Marshall, KY insurance distress leads Marshall, KY foreclosure data.