Mason County, KY: Home-Insurance Distress & Forced-Sale Pressure
Mason County, KY: 32/100 (moderate) home-insurance distress; Mason, KY band LOW; Mason, KY #1,530 of 3,222 counties; Mason, KY #117 of 120 in Kentucky; raw Mason, KY 35.3; Mason, KY coverage multiplier 0.85.
FEMA hazard, Mason, KY: 63/100; Mason, KY declarations, three years: 8; Mason, KY perils: 6 severe-storm; Mason, KY five-year count 12 (severity 22.5); Mason, KY ten-year 12; hazard-weighted, Mason, KY: 6.0.
Declared incidents on the Mason, KY record: 2026 Winter Storm 3; 2025 Severe Storm 6 (Mason, KY); 2024 Severe Storm 3 (Mason, KY).
NFIP claims, Mason, KY, three years: none; Mason, KY claim-stress 0/100.
Mason, KY monthly score held, 37 (March 2026) to 37 (October 2026); Mason, KY by month: March 37, April 37, May 35, June 35 (Mason, KY), July 41, August 33, September 32, October 37.
Mason, KY components: climate 72; Mason, KY retreat index 37; Mason, KY climate multiplier 0.85.
Construction distress, Mason, KY: 64/100 as of August 2026 (Mason, KY: 64/100 one-to-four unit, 0/100 multifamily).
Mason, KY ZIPs, June 2026 (Mason, KY, 5 highest): score 0 (Mason, KY), climate 37 (Mason, KY): 41056; score 0 (Mason, KY), climate 36 (Mason, KY): 41034; score 0 (Mason, KY), climate 34 (Mason, KY): 41055; score 0 (Mason, KY), climate 24 (Mason, KY): 41039; score 0 (Mason, KY), climate 19 (Mason, KY): 41044.
DLRadar rescores Mason, KY monthly; Mason, KY readings join Mason, KY foreclosure, lien and ownership parcels (Mason, KY), so cost-squeezed Mason, KY owners surface before listing.
Inside Kentucky, Mason County ranks 117th of 120 counties for home-insurance distress at 32/100; Marion County (32/100) sits just above Mason County, and Taylor County (32/100) sits just below Mason County.
Deterministic. Every Mason County, KY signal traces to a public Mason dataset (FEMA, NFIP, Census for Mason, KY) · how insurance distress works in Mason, KY · methodology
FAQ: Mason County, KY insurance distress
What is the Mason County, KY home-insurance-distress score?
Mason, KY: 32/100 (LOW), #1,530 of 3,222, #117 in Kentucky. FEMA hazard, Mason, KY: 63/100; NFIP stress, Mason, KY: 0/100; construction, Mason, KY: 64/100; Mason, KY rescores monthly.
Is Mason County insurance distress getting better or worse (KY)?
Mason, KY: 37 in March 2026; Mason, KY: 37 in October 2026 (unchanged); Mason, KY climate component 72.
Which Mason County ZIP codes carry the most insurance distress (KY)?
Mason, KY, June 2026: 41056 at 0, 41034 at 0, 41055 at 0, 41039 at 0; Mason, KY climate scores there: 37, 36, 34, 24.
Why does Mason, KY insurance distress create sellers?
A Mason, KY premium outruns the Mason, KY budget; a carrier leaves Mason, KY; Mason, KY carrying cost passes plan; Mason, KY owners sell while current; Mason, KY insurance distress leads Mason, KY foreclosure data.