Meade County, KY: Home-Insurance Distress & Forced-Sale Pressure
Meade County, KY: 79/100 (severe) home-insurance distress; Meade, KY band MEDIUM; Meade, KY #385 of 3,222 counties; Meade, KY #29 of 120 in Kentucky.
FEMA hazard, Meade, KY: 74/100; Meade, KY declarations, three years: 12; Meade, KY perils: 10 severe-storm; Meade, KY five-year count 18 (severity 31.5); Meade, KY ten-year 18; hazard-weighted, Meade, KY: 10.0.
Declared incidents on the Meade, KY record: 2026 Winter Storm 2; 2026 Severe Storm 2 (Meade, KY); 2025 Severe Storm 6; 2024 Severe Storm 2 (Meade, KY); 2023 Severe Storm 3 (Meade, KY).
NFIP claims, Meade, KY, three years: 7; Meade, KY payouts $510,028; per Meade, KY claim $72,861; Meade, KY claim-stress 87/100.
Meade, KY monthly score rose, 82 (March 2026) to 86 (October 2026); Meade, KY by month: March 82, April 82, May 79, June 79 (Meade, KY), July 86, August 77, September 79, October 86.
Meade, KY components: climate 85, NFIP claims 87; Meade, KY retreat index 86.
Construction distress, Meade, KY: 36/100 as of August 2026 (Meade, KY: 36/100 one-to-four unit, 7/100 multifamily).
Meade, KY ZIPs, June 2026 (Meade, KY, 12 highest): score 0 (Meade, KY), climate 71 (Meade, KY): 40121; score 0 (Meade, KY), climate 54 (Meade, KY): 40175; score 0 (Meade, KY), climate 43 (Meade, KY): 40104, 40108, 40117, 40142, Meade, KY 40155, 40157, 40161; score 0 (Meade, KY), climate 41 (Meade, KY): 40146, 40176; score 0 (Meade, KY), climate 40 (Meade, KY): 40171.
DLRadar rescores Meade, KY monthly; Meade, KY readings join Meade, KY foreclosure, lien and ownership parcels (Meade, KY), so cost-squeezed Meade, KY owners surface before listing.
Inside Kentucky, Meade County ranks 29th of 120 counties for home-insurance distress at 79/100; Oldham County (79/100) sits just above Meade County, and Simpson County (79/100) sits just below Meade County.
Deterministic. Every Meade County, KY signal traces to a public Meade dataset (FEMA, NFIP, Census for Meade, KY) · how insurance distress works in Meade, KY · methodology
FAQ: Meade County, KY insurance distress
What is the Meade County, KY home-insurance-distress score?
Meade, KY: 79/100 (MEDIUM), #385 of 3,222, #29 in Kentucky. FEMA hazard, Meade, KY: 74/100; NFIP stress, Meade, KY: 87/100; construction, Meade, KY: 36/100; Meade, KY rescores monthly.
Is Meade County insurance distress getting better or worse (KY)?
Meade, KY: 82 in March 2026; Meade, KY: 86 in October 2026 (worse); Meade, KY climate component 85; Meade, KY NFIP claims score 87.
How many flood-insurance claims has Meade County, KY had?
Meade, KY: 7 NFIP claims, three years; Meade, KY paid $510,028; per Meade, KY claim $72,861; carriers reprice Meade, KY against that record.
Which Meade County ZIP codes carry the most insurance distress (KY)?
Meade, KY, June 2026: 40121 at 0, 40175 at 0, 40104 at 0, 40108 at 0; Meade, KY climate scores there: 71, 54, 43, 43.
Why does Meade, KY insurance distress create sellers?
A Meade, KY premium outruns the Meade, KY budget; a carrier leaves Meade, KY; Meade, KY carrying cost passes plan; Meade, KY owners sell while current; Meade, KY insurance distress leads Meade, KY foreclosure data.