Muhlenberg County, KY: Home-Insurance Distress & Forced-Sale Pressure
Muhlenberg County, KY: 66/100 (elevated) home-insurance distress; Muhlenberg, KY band MEDIUM; Muhlenberg, KY #748 of 3,222 counties; Muhlenberg, KY #81 of 120 in Kentucky.
FEMA hazard, Muhlenberg, KY: 74/100; Muhlenberg, KY declarations, three years: 12; Muhlenberg, KY perils: 10 severe-storm; Muhlenberg, KY five-year count 21 (severity 37.5); Muhlenberg, KY ten-year 21; hazard-weighted, Muhlenberg, KY: 10.0.
Declared incidents on the Muhlenberg, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Muhlenberg, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Muhlenberg, KY).
NFIP claims, Muhlenberg, KY, three years: 1; Muhlenberg, KY payouts $6,092; per Muhlenberg, KY claim $6,092; Muhlenberg, KY claim-stress 54/100.
Muhlenberg, KY monthly score held, 73 (March 2026) to 73 (October 2026); Muhlenberg, KY by month: March 73, April 73, May 70, June 70 (Muhlenberg, KY), July 77, August 70, September 68, October 73.
Muhlenberg, KY components: climate 85, NFIP claims 54; Muhlenberg, KY retreat index 73.
Construction distress, Muhlenberg, KY: 2/100 as of August 2026 (Muhlenberg, KY: 2/100 one-to-four unit, 0/100 multifamily).
Muhlenberg, KY ZIPs, June 2026 (Muhlenberg, KY, 16 highest): score 0 (Muhlenberg, KY), climate 69 (Muhlenberg, KY): 42464; score 0 (Muhlenberg, KY), climate 51 (Muhlenberg, KY): 42321, 42323, 42324, 42325, Muhlenberg, KY 42326, 42330, 42332, 42337, Muhlenberg, KY 42344, 42345, 42367, 42374; score 0 (Muhlenberg, KY), climate 45 (Muhlenberg, KY): 42339; score 0 (Muhlenberg, KY), climate 43 (Muhlenberg, KY): 42256; score 0 (Muhlenberg, KY), climate 41 (Muhlenberg, KY): 42372.
DLRadar rescores Muhlenberg, KY monthly; Muhlenberg, KY readings join Muhlenberg, KY foreclosure, lien and ownership parcels (Muhlenberg, KY), so cost-squeezed Muhlenberg, KY owners surface before listing.
Inside Kentucky, Muhlenberg County ranks 81st of 120 counties for home-insurance distress at 66/100; Hancock County (66/100) sits just above Muhlenberg County, and Lincoln County (65/100) sits just below Muhlenberg County.
Deterministic. Every Muhlenberg County, KY signal traces to a public Muhlenberg dataset (FEMA, NFIP, Census for Muhlenberg, KY) · how insurance distress works in Muhlenberg, KY · methodology
FAQ: Muhlenberg County, KY insurance distress
What is the Muhlenberg County, KY home-insurance-distress score?
Muhlenberg, KY: 66/100 (MEDIUM), #748 of 3,222, #81 in Kentucky. FEMA hazard, Muhlenberg, KY: 74/100; NFIP stress, Muhlenberg, KY: 54/100; construction, Muhlenberg, KY: 2/100; Muhlenberg, KY rescores monthly.
Is Muhlenberg County insurance distress getting better or worse (KY)?
Muhlenberg, KY: 73 in March 2026; Muhlenberg, KY: 73 in October 2026 (unchanged); Muhlenberg, KY climate component 85; Muhlenberg, KY NFIP claims score 54.
How many flood-insurance claims has Muhlenberg County, KY had?
Muhlenberg, KY: 1 NFIP claims, three years; Muhlenberg, KY paid $6,092; per Muhlenberg, KY claim $6,092; carriers reprice Muhlenberg, KY against that record.
Which Muhlenberg County ZIP codes carry the most insurance distress (KY)?
Muhlenberg, KY, June 2026: 42464 at 0, 42321 at 0, 42323 at 0, 42324 at 0; Muhlenberg, KY climate scores there: 69, 51, 51, 51.
Why does Muhlenberg, KY insurance distress create sellers?
A Muhlenberg, KY premium outruns the Muhlenberg, KY budget; a carrier leaves Muhlenberg, KY; Muhlenberg, KY carrying cost passes plan; Muhlenberg, KY owners sell while current; Muhlenberg, KY insurance distress leads Muhlenberg, KY foreclosure data.