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Pulaski County, KY: Home-Insurance Distress & Forced-Sale Pressure

Pulaski County, KY: 73/100 (severe) home-insurance distress; Pulaski, KY band MEDIUM; Pulaski, KY #566 of 3,222 counties; Pulaski, KY #64 of 120 in Kentucky.

FEMA hazard, Pulaski, KY: 74/100; Pulaski, KY declarations, three years: 14; Pulaski, KY perils: 10 severe-storm; Pulaski, KY five-year count 21 (severity 37.5); Pulaski, KY ten-year 21; hazard-weighted, Pulaski, KY: 10.0.

Declared incidents on the Pulaski, KY record: 2026 Winter Storm 6; 2025 Severe Storm 12 (Pulaski, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Pulaski, KY).

NFIP claims, Pulaski, KY, three years: 2; Pulaski, KY payouts $65,613; per Pulaski, KY claim $32,807; Pulaski, KY claim-stress 71/100.

Pulaski, KY monthly score held, 79 (March 2026) to 79 (October 2026); Pulaski, KY by month: March 79, April 79, May 76, June 76 (Pulaski, KY), July 83, August 76, September 74, October 79.

Pulaski, KY components: climate 85, NFIP claims 71; Pulaski, KY retreat index 79.

Construction distress, Pulaski, KY: 8/100 as of August 2026 (Pulaski, KY: 75/100 one-to-four unit, 0/100 multifamily).

Pulaski, KY ZIPs, June 2026 (Pulaski, KY, 11 highest): score 0 (Pulaski, KY), climate 77 (Pulaski, KY): 42501, 42503, 42519, 42533, Pulaski, KY 42553; score 0 (Pulaski, KY), climate 71 (Pulaski, KY): 42567; score 0 (Pulaski, KY), climate 66 (Pulaski, KY): 42544; score 0 (Pulaski, KY), climate 63 (Pulaski, KY): 42518; score 0 (Pulaski, KY), climate 32 (Pulaski, KY): 40419; score 0 (Pulaski, KY), climate 31 (Pulaski, KY): 40409; score 0 (Pulaski, KY), climate 30 (Pulaski, KY): 42642.

DLRadar rescores Pulaski, KY monthly; Pulaski, KY readings join Pulaski, KY foreclosure, lien and ownership parcels (Pulaski, KY), so cost-squeezed Pulaski, KY owners surface before listing.

Inside Kentucky, Pulaski County ranks 64th of 120 counties for home-insurance distress at 73/100; Caldwell County (73/100) sits just above Pulaski County, and Kenton County (72/100) sits just below Pulaski County.

Insurance distress
73/100
Pulaski, KY: MEDIUM
National rank
#566
Pulaski, KY: of 3,222 counties
FEMA hazard
74/100
Pulaski County hazard
NFIP claim stress
71/100
Pulaski, KY 3-year
Flood claims (3y)
2
Pulaski, KY
Claims paid (3y)
$65,613
Pulaski, KY payouts
Per claim
$32,807
Pulaski, KY
Construction distress
8/100
Pulaski, KY

Deterministic. Every Pulaski County, KY signal traces to a public Pulaski dataset (FEMA, NFIP, Census for Pulaski, KY) · how insurance distress works in Pulaski, KY · methodology

FAQ: Pulaski County, KY insurance distress

What is the Pulaski County, KY home-insurance-distress score?

Pulaski, KY: 73/100 (MEDIUM), #566 of 3,222, #64 in Kentucky. FEMA hazard, Pulaski, KY: 74/100; NFIP stress, Pulaski, KY: 71/100; construction, Pulaski, KY: 8/100; Pulaski, KY rescores monthly.

Is Pulaski County insurance distress getting better or worse (KY)?

Pulaski, KY: 79 in March 2026; Pulaski, KY: 79 in October 2026 (unchanged); Pulaski, KY climate component 85; Pulaski, KY NFIP claims score 71.

How many flood-insurance claims has Pulaski County, KY had?

Pulaski, KY: 2 NFIP claims, three years; Pulaski, KY paid $65,613; per Pulaski, KY claim $32,807; carriers reprice Pulaski, KY against that record.

Which Pulaski County ZIP codes carry the most insurance distress (KY)?

Pulaski, KY, June 2026: 42501 at 0, 42503 at 0, 42519 at 0, 42533 at 0; Pulaski, KY climate scores there: 77, 77, 77, 77.

Why does Pulaski, KY insurance distress create sellers?

A Pulaski, KY premium outruns the Pulaski, KY budget; a carrier leaves Pulaski, KY; Pulaski, KY carrying cost passes plan; Pulaski, KY owners sell while current; Pulaski, KY insurance distress leads Pulaski, KY foreclosure data.

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