Robertson County, KY: Home-Insurance Distress & Forced-Sale Pressure
Robertson County, KY: 43/100 (moderate) home-insurance distress; Robertson, KY band MEDIUM; Robertson, KY #1,275 of 3,222 counties; Robertson, KY #97 of 120 in Kentucky; raw Robertson, KY 50.4; Robertson, KY coverage multiplier 0.85.
FEMA hazard, Robertson, KY: 84/100; Robertson, KY declarations, three years: 12; Robertson, KY perils: 2 tropical-storm, 8 severe-storm; Robertson, KY five-year count 21 (severity 37.5); Robertson, KY ten-year 21; hazard-weighted, Robertson, KY: 14.0.
Declared incidents on the Robertson, KY record: 2026 Winter Storm 2; 2025 Severe Storm 8 (Robertson, KY); 2024 Tropical Storm 2; 2023 Severe Storm 3 (Robertson, KY).
NFIP claims, Robertson, KY, three years: none; Robertson, KY claim-stress 0/100.
Robertson, KY monthly score held, 47 (March 2026) to 47 (October 2026); Robertson, KY by month: March 47, April 47, May 46, June 46 (Robertson, KY), July 48, August 45, September 44, October 47.
Robertson, KY components: climate 92; Robertson, KY retreat index 47; Robertson, KY climate multiplier 0.85.
Construction distress, Robertson, KY: 42/100 as of August 2026 (Robertson, KY: 42/100 one-to-four unit, 0/100 multifamily).
Robertson, KY ZIPs, June 2026 (Robertson, KY, 7 highest): score 0 (Robertson, KY), climate 34 (Robertson, KY): 41055; score 0 (Robertson, KY), climate 32 (Robertson, KY): 41031; score 0 (Robertson, KY), climate 24 (Robertson, KY): 41039; score 0 (Robertson, KY), climate 19 (Robertson, KY): 41044; score 0 (Robertson, KY), climate 17 (Robertson, KY): 40311; score 0 (Robertson, KY), climate 13 (Robertson, KY): 41004; score 0 (Robertson, KY), climate 2 (Robertson, KY): 41064.
DLRadar rescores Robertson, KY monthly; Robertson, KY readings join Robertson, KY foreclosure, lien and ownership parcels (Robertson, KY), so cost-squeezed Robertson, KY owners surface before listing.
Inside Kentucky, Robertson County ranks 97th of 120 counties for home-insurance distress at 43/100; Nicholas County (43/100) sits just above Robertson County, and Wolfe County (43/100) sits just below Robertson County.
Deterministic. Every Robertson County, KY signal traces to a public Robertson dataset (FEMA, NFIP, Census for Robertson, KY) · how insurance distress works in Robertson, KY · methodology
FAQ: Robertson County, KY insurance distress
What is the Robertson County, KY home-insurance-distress score?
Robertson, KY: 43/100 (MEDIUM), #1,275 of 3,222, #97 in Kentucky. FEMA hazard, Robertson, KY: 84/100; NFIP stress, Robertson, KY: 0/100; construction, Robertson, KY: 42/100; Robertson, KY rescores monthly.
Is Robertson County insurance distress getting better or worse (KY)?
Robertson, KY: 47 in March 2026; Robertson, KY: 47 in October 2026 (unchanged); Robertson, KY climate component 92.
Which Robertson County ZIP codes carry the most insurance distress (KY)?
Robertson, KY, June 2026: 41055 at 0, 41031 at 0, 41039 at 0, 41044 at 0; Robertson, KY climate scores there: 34, 32, 24, 19.
Why does Robertson, KY insurance distress create sellers?
A Robertson, KY premium outruns the Robertson, KY budget; a carrier leaves Robertson, KY; Robertson, KY carrying cost passes plan; Robertson, KY owners sell while current; Robertson, KY insurance distress leads Robertson, KY foreclosure data.