Taylor County, KY: Home-Insurance Distress & Forced-Sale Pressure
Taylor County, KY: 32/100 (moderate) home-insurance distress; Taylor, KY band LOW; Taylor, KY #1,531 of 3,222 counties; Taylor, KY #118 of 120 in Kentucky; raw Taylor, KY 35.3; Taylor, KY coverage multiplier 0.85.
FEMA hazard, Taylor, KY: 63/100; Taylor, KY declarations, three years: 8; Taylor, KY perils: 6 severe-storm; Taylor, KY five-year count 15 (severity 27.0); Taylor, KY ten-year 15; hazard-weighted, Taylor, KY: 6.0.
Declared incidents on the Taylor, KY record: 2026 Winter Storm 3; 2025 Severe Storm 9 (Taylor, KY); 2023 Severe Storm 3 (Taylor, KY).
NFIP claims, Taylor, KY, three years: none; Taylor, KY claim-stress 0/100.
Taylor, KY monthly score held, 37 (March 2026) to 37 (October 2026); Taylor, KY by month: March 37, April 37, May 35, June 35 (Taylor, KY), July 41, August 33, September 32, October 37.
Taylor, KY components: climate 72; Taylor, KY retreat index 37; Taylor, KY climate multiplier 0.85.
Construction distress, Taylor, KY: 6/100 as of August 2026 (Taylor, KY: 9/100 one-to-four unit, 0/100 multifamily).
Taylor, KY ZIPs, June 2026 (Taylor, KY, 6 highest): score 0 (Taylor, KY), climate 37 (Taylor, KY): 42758; score 0 (Taylor, KY), climate 36 (Taylor, KY): 42733; score 0 (Taylor, KY), climate 35 (Taylor, KY): 42728; score 0 (Taylor, KY), climate 33 (Taylor, KY): 42718; score 0 (Taylor, KY), climate 32 (Taylor, KY): 40009; score 0 (Taylor, KY), climate 17 (Taylor, KY): 42716.
DLRadar rescores Taylor, KY monthly; Taylor, KY readings join Taylor, KY foreclosure, lien and ownership parcels (Taylor, KY), so cost-squeezed Taylor, KY owners surface before listing.
Inside Kentucky, Taylor County ranks 118th of 120 counties for home-insurance distress at 32/100; Mason County (32/100) sits just above Taylor County, and Boyle County (27/100) sits just below Taylor County.
Deterministic. Every Taylor County, KY signal traces to a public Taylor dataset (FEMA, NFIP, Census for Taylor, KY) · how insurance distress works in Taylor, KY · methodology
FAQ: Taylor County, KY insurance distress
What is the Taylor County, KY home-insurance-distress score?
Taylor, KY: 32/100 (LOW), #1,531 of 3,222, #118 in Kentucky. FEMA hazard, Taylor, KY: 63/100; NFIP stress, Taylor, KY: 0/100; construction, Taylor, KY: 6/100; Taylor, KY rescores monthly.
Is Taylor County insurance distress getting better or worse (KY)?
Taylor, KY: 37 in March 2026; Taylor, KY: 37 in October 2026 (unchanged); Taylor, KY climate component 72.
Which Taylor County ZIP codes carry the most insurance distress (KY)?
Taylor, KY, June 2026: 42758 at 0, 42733 at 0, 42728 at 0, 42718 at 0; Taylor, KY climate scores there: 37, 36, 35, 33.
Why does Taylor, KY insurance distress create sellers?
A Taylor, KY premium outruns the Taylor, KY budget; a carrier leaves Taylor, KY; Taylor, KY carrying cost passes plan; Taylor, KY owners sell while current; Taylor, KY insurance distress leads Taylor, KY foreclosure data.