Assumption County, LA: Home-Insurance Distress & Forced-Sale Pressure
Assumption County, LA: 88/100 (severe) home-insurance distress; Assumption, LA band HIGH; Assumption, LA #149 of 3,222 counties; Assumption, LA #18 of 64 in Louisiana.
FEMA hazard, Assumption, LA: 93/100; Assumption, LA declarations, three years: 6; Assumption, LA perils: 4 hurricane; Assumption, LA five-year count 9 (severity 15.0); Assumption, LA ten-year 9; hazard-weighted, Assumption, LA: 20.0.
Declared incidents on the Assumption, LA record: 2026 Winter Storm 2; 2024 Hurricane 4 (Assumption, LA).
NFIP claims, Assumption, LA, three years: 12; Assumption, LA payouts $278,925; per Assumption, LA claim $23,244; Assumption, LA claim-stress 81/100.
Assumption, LA monthly score fell, 90 (March 2026) to 86 (October 2026); Assumption, LA by month: March 90, April 90, May 89, June 89 (Assumption, LA), July 91, August 89, September 89, October 86.
Assumption, LA components: climate 90, NFIP claims 81; Assumption, LA retreat index 86.
Construction distress, Assumption, LA: 62/100 as of August 2026 (Assumption, LA: 61/100 one-to-four unit, 7/100 multifamily).
Assumption, LA ZIPs, June 2026 (Assumption, LA, 9 highest): score 0 (Assumption, LA), climate 90 (Assumption, LA): 70301; score 0 (Assumption, LA), climate 87 (Assumption, LA): 70346; score 0 (Assumption, LA), climate 80 (Assumption, LA): 70380; score 0 (Assumption, LA), climate 68 (Assumption, LA): 70339; score 0 (Assumption, LA), climate 66 (Assumption, LA): 70341, 70372, 70390, 70391, Assumption, LA 70393.
DLRadar rescores Assumption, LA monthly; Assumption, LA readings join Assumption, LA foreclosure, lien and ownership parcels (Assumption, LA), so cost-squeezed Assumption, LA owners surface before listing.
Inside Louisiana, Assumption County ranks 18th of 64 counties for home-insurance distress at 88/100; St. Bernard County (88/100) sits just above Assumption County, and Washington County (87/100) sits just below Assumption County.
Deterministic. Every Assumption County, LA signal traces to a public Assumption dataset (FEMA, NFIP, Census for Assumption, LA) · how insurance distress works in Assumption, LA · methodology
FAQ: Assumption County, LA insurance distress
What is the Assumption County, LA home-insurance-distress score?
Assumption, LA: 88/100 (HIGH), #149 of 3,222, #18 in Louisiana. FEMA hazard, Assumption, LA: 93/100; NFIP stress, Assumption, LA: 81/100; construction, Assumption, LA: 62/100; Assumption, LA rescores monthly.
Is Assumption County insurance distress getting better or worse (LA)?
Assumption, LA: 90 in March 2026; Assumption, LA: 86 in October 2026 (better); Assumption, LA climate component 90; Assumption, LA NFIP claims score 81.
How many flood-insurance claims has Assumption County, LA had?
Assumption, LA: 12 NFIP claims, three years; Assumption, LA paid $278,925; per Assumption, LA claim $23,244; carriers reprice Assumption, LA against that record.
Which Assumption County ZIP codes carry the most insurance distress (LA)?
Assumption, LA, June 2026: 70301 at 0, 70346 at 0, 70380 at 0, 70339 at 0; Assumption, LA climate scores there: 90, 87, 80, 68.
Why does Assumption, LA insurance distress create sellers?
A Assumption, LA premium outruns the Assumption, LA budget; a carrier leaves Assumption, LA; Assumption, LA carrying cost passes plan; Assumption, LA owners sell while current; Assumption, LA insurance distress leads Assumption, LA foreclosure data.