Calcasieu County, LA: Home-Insurance Distress & Forced-Sale Pressure
Calcasieu County, LA: 80/100 (severe) home-insurance distress; Calcasieu, LA band MEDIUM; Calcasieu, LA #360 of 3,222 counties; Calcasieu, LA #29 of 64 in Louisiana; raw Calcasieu, LA 79.4.
FEMA hazard, Calcasieu, LA: 74/100; Calcasieu, LA declarations, three years: 4; Calcasieu, LA perils: 2 hurricane; Calcasieu, LA five-year count 6 (severity 10.5); Calcasieu, LA ten-year 6; hazard-weighted, Calcasieu, LA: 10.0.
Declared incidents on the Calcasieu, LA record: 2026 Winter Storm 3; 2024 Hurricane 3 (Calcasieu, LA).
NFIP claims, Calcasieu, LA, three years: 45; Calcasieu, LA payouts $1,186,938; per Calcasieu, LA claim $26,376; Calcasieu, LA claim-stress 88/100.
Calcasieu, LA monthly score rose, 85 (March 2026) to 87 (October 2026); Calcasieu, LA by month: March 85, April 85, May 83, June 83 (Calcasieu, LA), July 89, August 82, September 80, October 87.
Calcasieu, LA components: climate 85, NFIP claims 88; Calcasieu, LA retreat index 87.
Construction distress, Calcasieu, LA: 69/100 as of August 2026 (Calcasieu, LA: 53/100 one-to-four unit, 100/100 multifamily).
Calcasieu, LA ZIPs, June 2026 (Calcasieu, LA, 16 highest): score 0 (Calcasieu, LA), climate 95 (Calcasieu, LA): 70601, 70605, 70609, 70611, Calcasieu, LA 70615, 70629, 70646, 70663, Calcasieu, LA 70665, 70668, 70669; score 0 (Calcasieu, LA), climate 84 (Calcasieu, LA): 70647; score 0 (Calcasieu, LA), climate 83 (Calcasieu, LA): 70661; score 0 (Calcasieu, LA), climate 78 (Calcasieu, LA): 70633; score 0 (Calcasieu, LA), climate 63 (Calcasieu, LA): 70607; score 0 (Calcasieu, LA), climate 60 (Calcasieu, LA): 70630.
DLRadar rescores Calcasieu, LA monthly; Calcasieu, LA readings join Calcasieu, LA foreclosure, lien and ownership parcels (Calcasieu, LA), so cost-squeezed Calcasieu, LA owners surface before listing.
Inside Louisiana, Calcasieu County ranks 30th of 64 counties for home-insurance distress at 80/100; St. Helena County (80/100) sits just above Calcasieu County, and Caddo County (80/100) sits just below Calcasieu County.
Deterministic. Every Calcasieu County, LA signal traces to a public Calcasieu dataset (FEMA, NFIP, Census for Calcasieu, LA) · how insurance distress works in Calcasieu, LA · methodology
FAQ: Calcasieu County, LA insurance distress
What is the Calcasieu County, LA home-insurance-distress score?
Calcasieu, LA: 80/100 (MEDIUM), #360 of 3,222, #29 in Louisiana. FEMA hazard, Calcasieu, LA: 74/100; NFIP stress, Calcasieu, LA: 88/100; construction, Calcasieu, LA: 69/100; Calcasieu, LA rescores monthly.
Is Calcasieu County insurance distress getting better or worse (LA)?
Calcasieu, LA: 85 in March 2026; Calcasieu, LA: 87 in October 2026 (worse); Calcasieu, LA climate component 85; Calcasieu, LA NFIP claims score 88.
How many flood-insurance claims has Calcasieu County, LA had?
Calcasieu, LA: 45 NFIP claims, three years; Calcasieu, LA paid $1,186,938; per Calcasieu, LA claim $26,376; carriers reprice Calcasieu, LA against that record.
Which Calcasieu County ZIP codes carry the most insurance distress (LA)?
Calcasieu, LA, June 2026: 70601 at 0, 70605 at 0, 70609 at 0, 70611 at 0; Calcasieu, LA climate scores there: 95, 95, 95, 95.
Why does Calcasieu, LA insurance distress create sellers?
A Calcasieu, LA premium outruns the Calcasieu, LA budget; a carrier leaves Calcasieu, LA; Calcasieu, LA carrying cost passes plan; Calcasieu, LA owners sell while current; Calcasieu, LA insurance distress leads Calcasieu, LA foreclosure data.