Caldwell County, LA: Home-Insurance Distress & Forced-Sale Pressure
Caldwell County, LA: 38/100 (moderate) home-insurance distress; Caldwell, LA band LOW; Caldwell, LA #1,383 of 3,222 counties; Caldwell, LA #57 of 64 in Louisiana; raw Caldwell, LA 44.0; Caldwell, LA coverage multiplier 0.85.
FEMA hazard, Caldwell, LA: 74/100; Caldwell, LA declarations, three years: 6; Caldwell, LA perils: 2 hurricane; Caldwell, LA five-year count 6 (severity 10.5); Caldwell, LA ten-year 6; hazard-weighted, Caldwell, LA: 10.0.
Declared incidents on the Caldwell, LA record: 2026 Winter Storm 6; 2024 Hurricane 3 (Caldwell, LA).
NFIP claims, Caldwell, LA, three years: none; Caldwell, LA claim-stress 0/100.
Caldwell, LA monthly score held, 43 (March 2026) to 43 (October 2026); Caldwell, LA by month: March 43, April 43, May 40, June 40 (Caldwell, LA), July 46, August 40, September 39, October 43.
Caldwell, LA components: climate 85; Caldwell, LA retreat index 43; Caldwell, LA climate multiplier 0.85.
Construction distress, Caldwell, LA: 32/100 as of August 2026 (Caldwell, LA: 32/100 one-to-four unit, 18/100 multifamily).
Caldwell, LA ZIPs, June 2026 (Caldwell, LA, 5 highest): score 0 (Caldwell, LA), climate 14 (Caldwell, LA): 71465; score 0 (Caldwell, LA), climate 13 (Caldwell, LA): 71418; score 0 (Caldwell, LA), climate 10 (Caldwell, LA): 71435, 71441; score 0 (Caldwell, LA), climate 9 (Caldwell, LA): 71415.
DLRadar rescores Caldwell, LA monthly; Caldwell, LA readings join Caldwell, LA foreclosure, lien and ownership parcels (Caldwell, LA), so cost-squeezed Caldwell, LA owners surface before listing.
Inside Louisiana, Caldwell County ranks 57th of 64 counties for home-insurance distress at 38/100; Bienville County (38/100) sits just above Caldwell County, and De Soto County (38/100) sits just below Caldwell County.
Deterministic. Every Caldwell County, LA signal traces to a public Caldwell dataset (FEMA, NFIP, Census for Caldwell, LA) · how insurance distress works in Caldwell, LA · methodology
FAQ: Caldwell County, LA insurance distress
What is the Caldwell County, LA home-insurance-distress score?
Caldwell, LA: 38/100 (LOW), #1,383 of 3,222, #57 in Louisiana. FEMA hazard, Caldwell, LA: 74/100; NFIP stress, Caldwell, LA: 0/100; construction, Caldwell, LA: 32/100; Caldwell, LA rescores monthly.
Is Caldwell County insurance distress getting better or worse (LA)?
Caldwell, LA: 43 in March 2026; Caldwell, LA: 43 in October 2026 (unchanged); Caldwell, LA climate component 85.
Which Caldwell County ZIP codes carry the most insurance distress (LA)?
Caldwell, LA, June 2026: 71465 at 0, 71418 at 0, 71435 at 0, 71441 at 0; Caldwell, LA climate scores there: 14, 13, 10, 10.
Why does Caldwell, LA insurance distress create sellers?
A Caldwell, LA premium outruns the Caldwell, LA budget; a carrier leaves Caldwell, LA; Caldwell, LA carrying cost passes plan; Caldwell, LA owners sell while current; Caldwell, LA insurance distress leads Caldwell, LA foreclosure data.