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Cameron County, LA: Home-Insurance Distress & Forced-Sale Pressure

Cameron County, LA: 69/100 (elevated) home-insurance distress; Cameron, LA band MEDIUM; Cameron, LA #660 of 3,222 counties; Cameron, LA #45 of 64 in Louisiana; raw Cameron, LA 68.4.

FEMA hazard, Cameron, LA: 74/100; Cameron, LA declarations, three years: 4; Cameron, LA perils: 2 hurricane; Cameron, LA five-year count 6 (severity 10.5); Cameron, LA ten-year 6; hazard-weighted, Cameron, LA: 10.0.

Declared incidents on the Cameron, LA record: 2026 Winter Storm 3; 2024 Hurricane 3 (Cameron, LA).

NFIP claims, Cameron, LA, three years: 2; Cameron, LA payouts $19,193; per Cameron, LA claim $9,597; Cameron, LA claim-stress 61/100.

Cameron, LA monthly score held, 76 (March 2026) to 76 (October 2026); Cameron, LA by month: March 76, April 76, May 73, June 73 (Cameron, LA), July 80, August 72, September 71, October 76.

Cameron, LA components: climate 85, NFIP claims 61; Cameron, LA retreat index 76.

Construction distress, Cameron, LA: 63/100 as of August 2026 (Cameron, LA: 60/100 one-to-four unit, 25/100 multifamily).

Cameron, LA ZIPs, June 2026 (Cameron, LA, 8 highest): score 0 (Cameron, LA), climate 68 (Cameron, LA): 70542; score 0 (Cameron, LA), climate 63 (Cameron, LA): 70607; score 0 (Cameron, LA), climate 60 (Cameron, LA): 70630; score 0 (Cameron, LA), climate 58 (Cameron, LA): 70549; score 0 (Cameron, LA), climate 35 (Cameron, LA): 70631, 70632, 70643, 70645.

DLRadar rescores Cameron, LA monthly; Cameron, LA readings join Cameron, LA foreclosure, lien and ownership parcels (Cameron, LA), so cost-squeezed Cameron, LA owners surface before listing.

Inside Louisiana, Cameron County ranks 45th of 64 counties for home-insurance distress at 69/100; Grant County (69/100) sits just above Cameron County, and Union County (69/100) sits just below Cameron County.

Insurance distress
69/100
Cameron, LA: MEDIUM
National rank
#660
Cameron, LA: of 3,222 counties
FEMA hazard
74/100
Cameron County hazard
NFIP claim stress
61/100
Cameron, LA 3-year
Flood claims (3y)
2
Cameron, LA
Claims paid (3y)
$19,193
Cameron, LA payouts
Per claim
$9,597
Cameron, LA
Construction distress
63/100
Cameron, LA

Deterministic. Every Cameron County, LA signal traces to a public Cameron dataset (FEMA, NFIP, Census for Cameron, LA) · how insurance distress works in Cameron, LA · methodology

FAQ: Cameron County, LA insurance distress

What is the Cameron County, LA home-insurance-distress score?

Cameron, LA: 69/100 (MEDIUM), #660 of 3,222, #45 in Louisiana. FEMA hazard, Cameron, LA: 74/100; NFIP stress, Cameron, LA: 61/100; construction, Cameron, LA: 63/100; Cameron, LA rescores monthly.

Is Cameron County insurance distress getting better or worse (LA)?

Cameron, LA: 76 in March 2026; Cameron, LA: 76 in October 2026 (unchanged); Cameron, LA climate component 85; Cameron, LA NFIP claims score 61.

How many flood-insurance claims has Cameron County, LA had?

Cameron, LA: 2 NFIP claims, three years; Cameron, LA paid $19,193; per Cameron, LA claim $9,597; carriers reprice Cameron, LA against that record.

Which Cameron County ZIP codes carry the most insurance distress (LA)?

Cameron, LA, June 2026: 70542 at 0, 70607 at 0, 70630 at 0, 70549 at 0; Cameron, LA climate scores there: 68, 63, 60, 58.

Why does Cameron, LA insurance distress create sellers?

A Cameron, LA premium outruns the Cameron, LA budget; a carrier leaves Cameron, LA; Cameron, LA carrying cost passes plan; Cameron, LA owners sell while current; Cameron, LA insurance distress leads Cameron, LA foreclosure data.

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