Franklin County, LA: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, LA: 66/100 (elevated) home-insurance distress; Franklin, LA band MEDIUM; Franklin, LA #735 of 3,222 counties; Franklin, LA #48 of 64 in Louisiana.
FEMA hazard, Franklin, LA: 74/100; Franklin, LA declarations, three years: 6; Franklin, LA perils: 2 hurricane; Franklin, LA five-year count 9 (severity 16.5); Franklin, LA ten-year 9; hazard-weighted, Franklin, LA: 10.0.
Declared incidents on the Franklin, LA record: 2026 Winter Storm 4; 2024 Hurricane 2 (Franklin, LA).
NFIP claims, Franklin, LA, three years: 1; Franklin, LA payouts $8,345; per Franklin, LA claim $8,345; Franklin, LA claim-stress 55/100.
Franklin, LA monthly score fell, 74 (March 2026) to 73 (October 2026); Franklin, LA by month: March 74, April 74, May 71, June 71 (Franklin, LA), July 77, August 70, September 69, October 73.
Franklin, LA components: climate 85, NFIP claims 55; Franklin, LA retreat index 73.
Construction distress, Franklin, LA: 89/100 as of August 2026 (Franklin, LA: 89/100 one-to-four unit, 0/100 multifamily).
Franklin, LA ZIPs, June 2026 (Franklin, LA, 7 highest): score 0 (Franklin, LA), climate 31 (Franklin, LA): 71219, 71230, 71243, 71295, Franklin, LA 71336, 71378; score 0 (Franklin, LA), climate 28 (Franklin, LA): 71232.
DLRadar rescores Franklin, LA monthly; Franklin, LA readings join Franklin, LA foreclosure, lien and ownership parcels (Franklin, LA), so cost-squeezed Franklin, LA owners surface before listing.
Inside Louisiana, Franklin County ranks 48th of 64 counties for home-insurance distress at 66/100; Madison County (66/100) sits just above Franklin County, and Lasalle County (65/100) sits just below Franklin County.
Deterministic. Every Franklin County, LA signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, LA) · how insurance distress works in Franklin, LA · methodology
FAQ: Franklin County, LA insurance distress
What is the Franklin County, LA home-insurance-distress score?
Franklin, LA: 66/100 (MEDIUM), #735 of 3,222, #48 in Louisiana. FEMA hazard, Franklin, LA: 74/100; NFIP stress, Franklin, LA: 55/100; construction, Franklin, LA: 89/100; Franklin, LA rescores monthly.
Is Franklin County insurance distress getting better or worse (LA)?
Franklin, LA: 74 in March 2026; Franklin, LA: 73 in October 2026 (better); Franklin, LA climate component 85; Franklin, LA NFIP claims score 55.
How many flood-insurance claims has Franklin County, LA had?
Franklin, LA: 1 NFIP claims, three years; Franklin, LA paid $8,345; per Franklin, LA claim $8,345; carriers reprice Franklin, LA against that record.
Which Franklin County ZIP codes carry the most insurance distress (LA)?
Franklin, LA, June 2026: 71219 at 0, 71230 at 0, 71243 at 0, 71295 at 0; Franklin, LA climate scores there: 31, 31, 31, 31.
Why does Franklin, LA insurance distress create sellers?
A Franklin, LA premium outruns the Franklin, LA budget; a carrier leaves Franklin, LA; Franklin, LA carrying cost passes plan; Franklin, LA owners sell while current; Franklin, LA insurance distress leads Franklin, LA foreclosure data.