Jefferson County, LA: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, LA: 94/100 (severe) home-insurance distress; Jefferson, LA band HIGH; Jefferson, LA #49 of 3,222 counties; Jefferson, LA #4 of 64 in Louisiana.
FEMA hazard, Jefferson, LA: 93/100; Jefferson, LA declarations, three years: 6; Jefferson, LA perils: 4 hurricane; Jefferson, LA five-year count 12 (severity 18.0); Jefferson, LA ten-year 12; hazard-weighted, Jefferson, LA: 20.0.
Declared incidents on the Jefferson, LA record: 2026 Winter Storm 2; 2024 Hurricane 4 (Jefferson, LA); 2023 Other 3 (Jefferson, LA).
NFIP claims, Jefferson, LA, three years: 1,405; Jefferson, LA payouts $62,217,991; per Jefferson, LA claim $44,283; Jefferson, LA claim-stress 96/100.
Jefferson, LA monthly score fell, 96 (March 2026) to 95 (October 2026); Jefferson, LA by month: March 96, April 96, May 95, June 95 (Jefferson, LA), July 97, August 95, September 95, October 95.
Jefferson, LA components: climate 95, NFIP claims 96; Jefferson, LA retreat index 95.
Construction distress, Jefferson, LA: 52/100 as of August 2026 (Jefferson, LA: 46/100 one-to-four unit, 100/100 multifamily).
Jefferson, LA ZIPs, June 2026 (Jefferson, LA, 16 highest): score 0 (Jefferson, LA), climate 99 (Jefferson, LA): 70001, 70002, 70003, 70005, Jefferson, LA 70006, 70036, 70053, 70056, Jefferson, LA 70058, 70062, 70065, 70067, Jefferson, LA 70072, 70094, 70121, 70123.
DLRadar rescores Jefferson, LA monthly; Jefferson, LA readings join Jefferson, LA foreclosure, lien and ownership parcels (Jefferson, LA), so cost-squeezed Jefferson, LA owners surface before listing.
Inside Louisiana, Jefferson County ranks 4th of 64 counties for home-insurance distress at 94/100; Terrebonne County (94/100) sits just above Jefferson County, and St. Tammany County (94/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, LA signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, LA) · how insurance distress works in Jefferson, LA · methodology
FAQ: Jefferson County, LA insurance distress
What is the Jefferson County, LA home-insurance-distress score?
Jefferson, LA: 94/100 (HIGH), #49 of 3,222, #4 in Louisiana. FEMA hazard, Jefferson, LA: 93/100; NFIP stress, Jefferson, LA: 96/100; construction, Jefferson, LA: 52/100; Jefferson, LA rescores monthly.
Is Jefferson County insurance distress getting better or worse (LA)?
Jefferson, LA: 96 in March 2026; Jefferson, LA: 95 in October 2026 (better); Jefferson, LA climate component 95; Jefferson, LA NFIP claims score 96.
How many flood-insurance claims has Jefferson County, LA had?
Jefferson, LA: 1,405 NFIP claims, three years; Jefferson, LA paid $62,217,991; per Jefferson, LA claim $44,283; carriers reprice Jefferson, LA against that record.
Which Jefferson County ZIP codes carry the most insurance distress (LA)?
Jefferson, LA, June 2026: 70001 at 0, 70002 at 0, 70003 at 0, 70005 at 0; Jefferson, LA climate scores there: 99, 99, 99, 99.
Why does Jefferson, LA insurance distress create sellers?
A Jefferson, LA premium outruns the Jefferson, LA budget; a carrier leaves Jefferson, LA; Jefferson, LA carrying cost passes plan; Jefferson, LA owners sell while current; Jefferson, LA insurance distress leads Jefferson, LA foreclosure data.