Lincoln County, LA: Home-Insurance Distress & Forced-Sale Pressure
Lincoln County, LA: 74/100 (severe) home-insurance distress; Lincoln, LA band MEDIUM; Lincoln, LA #533 of 3,222 counties; Lincoln, LA #41 of 64 in Louisiana; raw Lincoln, LA 73.5.
FEMA hazard, Lincoln, LA: 74/100; Lincoln, LA declarations, three years: 6; Lincoln, LA perils: 2 hurricane; Lincoln, LA five-year count 6 (severity 10.5); Lincoln, LA ten-year 6; hazard-weighted, Lincoln, LA: 10.0.
Declared incidents on the Lincoln, LA record: 2026 Winter Storm 6; 2024 Hurricane 3 (Lincoln, LA).
NFIP claims, Lincoln, LA, three years: 1; Lincoln, LA payouts $132,230; per Lincoln, LA claim $132,230; Lincoln, LA claim-stress 74/100.
Lincoln, LA monthly score rose, 80 (March 2026) to 81 (October 2026); Lincoln, LA by month: March 80, April 80, May 78, June 78 (Lincoln, LA), July 84, August 77, September 75, October 81.
Lincoln, LA components: climate 85, NFIP claims 74; Lincoln, LA retreat index 81.
Construction distress, Lincoln, LA: 31/100 as of August 2026 (Lincoln, LA: 31/100 one-to-four unit, 10/100 multifamily).
Lincoln, LA ZIPs, June 2026 (Lincoln, LA, 8 highest): score 0 (Lincoln, LA), climate 59 (Lincoln, LA): 71235, 71245, 71272; score 0 (Lincoln, LA), climate 51 (Lincoln, LA): 71275; score 0 (Lincoln, LA), climate 48 (Lincoln, LA): 71234; score 0 (Lincoln, LA), climate 46 (Lincoln, LA): 71227; score 0 (Lincoln, LA), climate 45 (Lincoln, LA): 71270; score 0 (Lincoln, LA), climate 34 (Lincoln, LA): 71001.
DLRadar rescores Lincoln, LA monthly; Lincoln, LA readings join Lincoln, LA foreclosure, lien and ownership parcels (Lincoln, LA), so cost-squeezed Lincoln, LA owners surface before listing.
Inside Louisiana, Lincoln County ranks 41st of 64 counties for home-insurance distress at 74/100; Catahoula County (74/100) sits just above Lincoln County, and Richland County (73/100) sits just below Lincoln County.
Deterministic. Every Lincoln County, LA signal traces to a public Lincoln dataset (FEMA, NFIP, Census for Lincoln, LA) · how insurance distress works in Lincoln, LA · methodology
FAQ: Lincoln County, LA insurance distress
What is the Lincoln County, LA home-insurance-distress score?
Lincoln, LA: 74/100 (MEDIUM), #533 of 3,222, #41 in Louisiana. FEMA hazard, Lincoln, LA: 74/100; NFIP stress, Lincoln, LA: 74/100; construction, Lincoln, LA: 31/100; Lincoln, LA rescores monthly.
Is Lincoln County insurance distress getting better or worse (LA)?
Lincoln, LA: 80 in March 2026; Lincoln, LA: 81 in October 2026 (worse); Lincoln, LA climate component 85; Lincoln, LA NFIP claims score 74.
How many flood-insurance claims has Lincoln County, LA had?
Lincoln, LA: 1 NFIP claims, three years; Lincoln, LA paid $132,230; per Lincoln, LA claim $132,230; carriers reprice Lincoln, LA against that record.
Which Lincoln County ZIP codes carry the most insurance distress (LA)?
Lincoln, LA, June 2026: 71235 at 0, 71245 at 0, 71272 at 0, 71275 at 0; Lincoln, LA climate scores there: 59, 59, 59, 51.
Why does Lincoln, LA insurance distress create sellers?
A Lincoln, LA premium outruns the Lincoln, LA budget; a carrier leaves Lincoln, LA; Lincoln, LA carrying cost passes plan; Lincoln, LA owners sell while current; Lincoln, LA insurance distress leads Lincoln, LA foreclosure data.