Madison County, LA: Home-Insurance Distress & Forced-Sale Pressure
Madison County, LA: 66/100 (elevated) home-insurance distress; Madison, LA band MEDIUM; Madison, LA #729 of 3,222 counties; Madison, LA #47 of 64 in Louisiana.
FEMA hazard, Madison, LA: 74/100; Madison, LA declarations, three years: 6; Madison, LA perils: 2 hurricane; Madison, LA five-year count 6 (severity 10.5); Madison, LA ten-year 6; hazard-weighted, Madison, LA: 10.0.
Declared incidents on the Madison, LA record: 2026 Winter Storm 6; 2024 Hurricane 3 (Madison, LA).
NFIP claims, Madison, LA, three years: 2; Madison, LA payouts $3,408; per Madison, LA claim $1,704; Madison, LA claim-stress 55/100.
Madison, LA monthly score fell, 74 (March 2026) to 73 (October 2026); Madison, LA by month: March 74, April 74, May 71, June 71 (Madison, LA), July 77, August 70, September 69, October 73.
Madison, LA components: climate 85, NFIP claims 55; Madison, LA retreat index 73.
Construction distress, Madison, LA: 92/100 as of August 2026 (Madison, LA: 92/100 one-to-four unit, 0/100 multifamily).
Madison, LA ZIPs, June 2026 (Madison, LA, 4 highest): score 0 (Madison, LA), climate 28 (Madison, LA): 71232; score 0 (Madison, LA), climate 25 (Madison, LA): 71233, 71282; score 0 (Madison, LA), climate 18 (Madison, LA): 71237.
DLRadar rescores Madison, LA monthly; Madison, LA readings join Madison, LA foreclosure, lien and ownership parcels (Madison, LA), so cost-squeezed Madison, LA owners surface before listing.
Inside Louisiana, Madison County ranks 47th of 64 counties for home-insurance distress at 66/100; Union County (69/100) sits just above Madison County, and Franklin County (66/100) sits just below Madison County.
Deterministic. Every Madison County, LA signal traces to a public Madison dataset (FEMA, NFIP, Census for Madison, LA) · how insurance distress works in Madison, LA · methodology
FAQ: Madison County, LA insurance distress
What is the Madison County, LA home-insurance-distress score?
Madison, LA: 66/100 (MEDIUM), #729 of 3,222, #47 in Louisiana. FEMA hazard, Madison, LA: 74/100; NFIP stress, Madison, LA: 55/100; construction, Madison, LA: 92/100; Madison, LA rescores monthly.
Is Madison County insurance distress getting better or worse (LA)?
Madison, LA: 74 in March 2026; Madison, LA: 73 in October 2026 (better); Madison, LA climate component 85; Madison, LA NFIP claims score 55.
How many flood-insurance claims has Madison County, LA had?
Madison, LA: 2 NFIP claims, three years; Madison, LA paid $3,408; per Madison, LA claim $1,704; carriers reprice Madison, LA against that record.
Which Madison County ZIP codes carry the most insurance distress (LA)?
Madison, LA, June 2026: 71232 at 0, 71233 at 0, 71282 at 0, 71237 at 0; Madison, LA climate scores there: 28, 25, 25, 18.
Why does Madison, LA insurance distress create sellers?
A Madison, LA premium outruns the Madison, LA budget; a carrier leaves Madison, LA; Madison, LA carrying cost passes plan; Madison, LA owners sell while current; Madison, LA insurance distress leads Madison, LA foreclosure data.