Ouachita County, LA: Home-Insurance Distress & Forced-Sale Pressure
Ouachita County, LA: 81/100 (severe) home-insurance distress; Ouachita, LA band HIGH; Ouachita, LA #311 of 3,222 counties; Ouachita, LA #28 of 64 in Louisiana.
FEMA hazard, Ouachita, LA: 74/100; Ouachita, LA declarations, three years: 6; Ouachita, LA perils: 2 hurricane; Ouachita, LA five-year count 9 (severity 16.5); Ouachita, LA ten-year 9; hazard-weighted, Ouachita, LA: 10.0.
Declared incidents on the Ouachita, LA record: 2026 Winter Storm 6; 2024 Hurricane 3 (Ouachita, LA).
NFIP claims, Ouachita, LA, three years: 40; Ouachita, LA payouts $1,860,606; per Ouachita, LA claim $46,515; Ouachita, LA claim-stress 92/100.
Ouachita, LA monthly score rose, 87 (March 2026) to 88 (October 2026); Ouachita, LA by month: March 87, April 87, May 84, June 84 (Ouachita, LA), July 91, August 84, September 82, October 88.
Ouachita, LA components: climate 85, NFIP claims 92; Ouachita, LA retreat index 88.
Construction distress, Ouachita, LA: 33/100 as of August 2026 (Ouachita, LA: 32/100 one-to-four unit, 75/100 multifamily).
Ouachita, LA ZIPs, June 2026 (Ouachita, LA, 15 highest): score 0 (Ouachita, LA), climate 86 (Ouachita, LA): 71201, 71202, 71203, 71209, Ouachita, LA 71212, 71225, 71291, 71292; score 0 (Ouachita, LA), climate 53 (Ouachita, LA): 71280; score 0 (Ouachita, LA), climate 51 (Ouachita, LA): 71229; score 0 (Ouachita, LA), climate 48 (Ouachita, LA): 71220, 71234; score 0 (Ouachita, LA), climate 46 (Ouachita, LA): 71227; score 0 (Ouachita, LA), climate 44 (Ouachita, LA): 71238; score 0 (Ouachita, LA), climate 13 (Ouachita, LA): 71418.
DLRadar rescores Ouachita, LA monthly; Ouachita, LA readings join Ouachita, LA foreclosure, lien and ownership parcels (Ouachita, LA), so cost-squeezed Ouachita, LA owners surface before listing.
Inside Louisiana, Ouachita County ranks 28th of 64 counties for home-insurance distress at 81/100; Allen County (82/100) sits just above Ouachita County, and St. Helena County (80/100) sits just below Ouachita County.
Deterministic. Every Ouachita County, LA signal traces to a public Ouachita dataset (FEMA, NFIP, Census for Ouachita, LA) · how insurance distress works in Ouachita, LA · methodology
FAQ: Ouachita County, LA insurance distress
What is the Ouachita County, LA home-insurance-distress score?
Ouachita, LA: 81/100 (HIGH), #311 of 3,222, #28 in Louisiana. FEMA hazard, Ouachita, LA: 74/100; NFIP stress, Ouachita, LA: 92/100; construction, Ouachita, LA: 33/100; Ouachita, LA rescores monthly.
Is Ouachita County insurance distress getting better or worse (LA)?
Ouachita, LA: 87 in March 2026; Ouachita, LA: 88 in October 2026 (worse); Ouachita, LA climate component 85; Ouachita, LA NFIP claims score 92.
How many flood-insurance claims has Ouachita County, LA had?
Ouachita, LA: 40 NFIP claims, three years; Ouachita, LA paid $1,860,606; per Ouachita, LA claim $46,515; carriers reprice Ouachita, LA against that record.
Which Ouachita County ZIP codes carry the most insurance distress (LA)?
Ouachita, LA, June 2026: 71201 at 0, 71202 at 0, 71203 at 0, 71209 at 0; Ouachita, LA climate scores there: 86, 86, 86, 86.
Why does Ouachita, LA insurance distress create sellers?
A Ouachita, LA premium outruns the Ouachita, LA budget; a carrier leaves Ouachita, LA; Ouachita, LA carrying cost passes plan; Ouachita, LA owners sell while current; Ouachita, LA insurance distress leads Ouachita, LA foreclosure data.