Rapides County, LA: Home-Insurance Distress & Forced-Sale Pressure
Rapides County, LA: 76/100 (severe) home-insurance distress; Rapides, LA band MEDIUM; Rapides, LA #473 of 3,222 counties; Rapides, LA #38 of 64 in Louisiana.
FEMA hazard, Rapides, LA: 74/100; Rapides, LA declarations, three years: 4; Rapides, LA perils: 2 hurricane; Rapides, LA five-year count 9 (severity 13.5); Rapides, LA ten-year 9; hazard-weighted, Rapides, LA: 10.0.
Declared incidents on the Rapides, LA record: 2026 Winter Storm 3; 2024 Hurricane 3 (Rapides, LA); 2023 Fire 2 (Rapides, LA).
NFIP claims, Rapides, LA, three years: 26; Rapides, LA payouts $277,396; per Rapides, LA claim $10,669; Rapides, LA claim-stress 79/100.
Rapides, LA monthly score rose, 81 (March 2026) to 83 (October 2026); Rapides, LA by month: March 81, April 81, May 78, June 78 (Rapides, LA), July 85, August 78, September 76, October 83.
Rapides, LA components: climate 85, NFIP claims 79; Rapides, LA retreat index 83.
Construction distress, Rapides, LA: 51/100 as of August 2026 (Rapides, LA: 51/100 one-to-four unit, 0/100 multifamily).
Rapides, LA ZIPs, June 2026 (Rapides, LA, 16 highest): score 0 (Rapides, LA), climate 82 (Rapides, LA): 71301, 71302, 71303, 71330, Rapides, LA 71346, 71359, 71405, 71409, Rapides, LA 71424, 71430, 71433, 71466, Rapides, LA 71472, 71485; score 0 (Rapides, LA), climate 80 (Rapides, LA): 71360; score 0 (Rapides, LA), climate 79 (Rapides, LA): 71325.
DLRadar rescores Rapides, LA monthly; Rapides, LA readings join Rapides, LA foreclosure, lien and ownership parcels (Rapides, LA), so cost-squeezed Rapides, LA owners surface before listing.
Inside Louisiana, Rapides County ranks 38th of 64 counties for home-insurance distress at 76/100; Bossier County (77/100) sits just above Rapides County, and Concordia County (75/100) sits just below Rapides County.
Deterministic. Every Rapides County, LA signal traces to a public Rapides dataset (FEMA, NFIP, Census for Rapides, LA) · how insurance distress works in Rapides, LA · methodology
FAQ: Rapides County, LA insurance distress
What is the Rapides County, LA home-insurance-distress score?
Rapides, LA: 76/100 (MEDIUM), #473 of 3,222, #38 in Louisiana. FEMA hazard, Rapides, LA: 74/100; NFIP stress, Rapides, LA: 79/100; construction, Rapides, LA: 51/100; Rapides, LA rescores monthly.
Is Rapides County insurance distress getting better or worse (LA)?
Rapides, LA: 81 in March 2026; Rapides, LA: 83 in October 2026 (worse); Rapides, LA climate component 85; Rapides, LA NFIP claims score 79.
How many flood-insurance claims has Rapides County, LA had?
Rapides, LA: 26 NFIP claims, three years; Rapides, LA paid $277,396; per Rapides, LA claim $10,669; carriers reprice Rapides, LA against that record.
Which Rapides County ZIP codes carry the most insurance distress (LA)?
Rapides, LA, June 2026: 71301 at 0, 71302 at 0, 71303 at 0, 71330 at 0; Rapides, LA climate scores there: 82, 82, 82, 82.
Why does Rapides, LA insurance distress create sellers?
A Rapides, LA premium outruns the Rapides, LA budget; a carrier leaves Rapides, LA; Rapides, LA carrying cost passes plan; Rapides, LA owners sell while current; Rapides, LA insurance distress leads Rapides, LA foreclosure data.