St. Charles County, LA: Home-Insurance Distress & Forced-Sale Pressure
St. Charles County, LA: 95/100 (severe) home-insurance distress; St. Charles, LA band HIGH; St. Charles, LA #40 of 3,222 counties; St. Charles, LA #2 of 64 in Louisiana.
FEMA hazard, St. Charles, LA: 95/100; St. Charles, LA declarations, three years: 8; St. Charles, LA perils: 4 hurricane, 2 tropical-storm; St. Charles, LA five-year count 9 (severity 15.0); St. Charles, LA ten-year 9; hazard-weighted, St. Charles, LA: 26.0.
Declared incidents on the St. Charles, LA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (St. Charles, LA); 2024 Hurricane 6 (St. Charles, LA).
NFIP claims, St. Charles, LA, three years: 365; St. Charles, LA payouts $14,804,189; per St. Charles, LA claim $40,559; St. Charles, LA claim-stress 95/100.
St. Charles, LA monthly score rose, 95 (March 2026) to 96 (October 2026); St. Charles, LA by month: March 95, April 95, May 95, June 95 (St. Charles, LA), July 96, August 96, September 96, October 96.
St. Charles, LA components: climate 97, NFIP claims 95; St. Charles, LA retreat index 96.
Construction distress, St. Charles, LA: 26/100 as of August 2026 (St. Charles, LA: 26/100 one-to-four unit, 0/100 multifamily).
St. Charles, LA ZIPs, June 2026 (St. Charles, LA, 10 highest): score 0 (St. Charles, LA), climate 86 (St. Charles, LA): 70030; score 0 (St. Charles, LA), climate 85 (St. Charles, LA): 70031, 70039, 70047, 70057, St. Charles, LA 70070, 70079, 70080, 70087; score 0 (St. Charles, LA), climate 82 (St. Charles, LA): 70068.
DLRadar rescores St. Charles, LA monthly; St. Charles, LA readings join St. Charles, LA foreclosure, lien and ownership parcels (St. Charles, LA), so cost-squeezed St. Charles, LA owners surface before listing.
Inside Louisiana, St. Charles County ranks 2nd of 64 counties for home-insurance distress at 95/100; Lafourche County (95/100) sits just above St. Charles County, and Terrebonne County (94/100) sits just below St. Charles County.
Deterministic. Every St. Charles County, LA signal traces to a public St. Charles dataset (FEMA, NFIP, Census for St. Charles, LA) · how insurance distress works in St. Charles, LA · methodology
FAQ: St. Charles County, LA insurance distress
What is the St. Charles County, LA home-insurance-distress score?
St. Charles, LA: 95/100 (HIGH), #40 of 3,222, #2 in Louisiana. FEMA hazard, St. Charles, LA: 95/100; NFIP stress, St. Charles, LA: 95/100; construction, St. Charles, LA: 26/100; St. Charles, LA rescores monthly.
Is St. Charles County insurance distress getting better or worse (LA)?
St. Charles, LA: 95 in March 2026; St. Charles, LA: 96 in October 2026 (worse); St. Charles, LA climate component 97; St. Charles, LA NFIP claims score 95.
How many flood-insurance claims has St. Charles County, LA had?
St. Charles, LA: 365 NFIP claims, three years; St. Charles, LA paid $14,804,189; per St. Charles, LA claim $40,559; carriers reprice St. Charles, LA against that record.
Which St. Charles County ZIP codes carry the most insurance distress (LA)?
St. Charles, LA, June 2026: 70030 at 0, 70031 at 0, 70039 at 0, 70047 at 0; St. Charles, LA climate scores there: 86, 85, 85, 85.
Why does St. Charles, LA insurance distress create sellers?
A St. Charles, LA premium outruns the St. Charles, LA budget; a carrier leaves St. Charles, LA; St. Charles, LA carrying cost passes plan; St. Charles, LA owners sell while current; St. Charles, LA insurance distress leads St. Charles, LA foreclosure data.