St. Helena County, LA: Home-Insurance Distress & Forced-Sale Pressure
St. Helena County, LA: 80/100 (severe) home-insurance distress; St. Helena, LA band HIGH; St. Helena, LA #340 of 3,222 counties; St. Helena, LA #29 of 64 in Louisiana.
FEMA hazard, St. Helena, LA: 93/100; St. Helena, LA declarations, three years: 6; St. Helena, LA perils: 4 hurricane; St. Helena, LA five-year count 9 (severity 15.0); St. Helena, LA ten-year 9; hazard-weighted, St. Helena, LA: 20.0.
Declared incidents on the St. Helena, LA record: 2026 Winter Storm 3; 2024 Hurricane 6 (St. Helena, LA).
NFIP claims, St. Helena, LA, three years: 1; St. Helena, LA payouts $24,160; per St. Helena, LA claim $24,160; St. Helena, LA claim-stress 62/100.
St. Helena, LA monthly score rose, 49 (March 2026) to 82 (October 2026); St. Helena, LA by month: March 49, April 49, May 48, June 48 (St. Helena, LA), July 50, August 48, September 48, October 82.
St. Helena, LA components: climate 95, NFIP claims 62; St. Helena, LA retreat index 82.
Construction distress, St. Helena, LA: 58/100 as of August 2026 (St. Helena, LA: 58/100 one-to-four unit, 47/100 multifamily).
St. Helena, LA ZIPs, June 2026 (St. Helena, LA, 7 highest): score 0 (St. Helena, LA), climate 87 (St. Helena, LA): 70443; score 0 (St. Helena, LA), climate 85 (St. Helena, LA): 70744; score 0 (St. Helena, LA), climate 77 (St. Helena, LA): 70706; score 0 (St. Helena, LA), climate 75 (St. Helena, LA): 70444; score 0 (St. Helena, LA), climate 70 (St. Helena, LA): 70422; score 0 (St. Helena, LA), climate 33 (St. Helena, LA): 70453; score 0 (St. Helena, LA), climate 29 (St. Helena, LA): 70441.
DLRadar rescores St. Helena, LA monthly; St. Helena, LA readings join St. Helena, LA foreclosure, lien and ownership parcels (St. Helena, LA), so cost-squeezed St. Helena, LA owners surface before listing.
Inside Louisiana, St. Helena County ranks 29th of 64 counties for home-insurance distress at 80/100; Ouachita County (81/100) sits just above St. Helena County, and Calcasieu County (80/100) sits just below St. Helena County.
Deterministic. Every St. Helena County, LA signal traces to a public St. Helena dataset (FEMA, NFIP, Census for St. Helena, LA) · how insurance distress works in St. Helena, LA · methodology
FAQ: St. Helena County, LA insurance distress
What is the St. Helena County, LA home-insurance-distress score?
St. Helena, LA: 80/100 (HIGH), #340 of 3,222, #29 in Louisiana. FEMA hazard, St. Helena, LA: 93/100; NFIP stress, St. Helena, LA: 62/100; construction, St. Helena, LA: 58/100; St. Helena, LA rescores monthly.
Is St. Helena County insurance distress getting better or worse (LA)?
St. Helena, LA: 49 in March 2026; St. Helena, LA: 82 in October 2026 (worse); St. Helena, LA climate component 95; St. Helena, LA NFIP claims score 62.
How many flood-insurance claims has St. Helena County, LA had?
St. Helena, LA: 1 NFIP claims, three years; St. Helena, LA paid $24,160; per St. Helena, LA claim $24,160; carriers reprice St. Helena, LA against that record.
Which St. Helena County ZIP codes carry the most insurance distress (LA)?
St. Helena, LA, June 2026: 70443 at 0, 70744 at 0, 70706 at 0, 70444 at 0; St. Helena, LA climate scores there: 87, 85, 77, 75.
Why does St. Helena, LA insurance distress create sellers?
A St. Helena, LA premium outruns the St. Helena, LA budget; a carrier leaves St. Helena, LA; St. Helena, LA carrying cost passes plan; St. Helena, LA owners sell while current; St. Helena, LA insurance distress leads St. Helena, LA foreclosure data.