St. Martin County, LA: Home-Insurance Distress & Forced-Sale Pressure
St. Martin County, LA: 93/100 (severe) home-insurance distress; St. Martin, LA band HIGH; St. Martin, LA #62 of 3,222 counties; St. Martin, LA #8 of 64 in Louisiana.
FEMA hazard, St. Martin, LA: 93/100; St. Martin, LA declarations, three years: 6; St. Martin, LA perils: 4 hurricane; St. Martin, LA five-year count 9 (severity 15.0); St. Martin, LA ten-year 9; hazard-weighted, St. Martin, LA: 20.0.
Declared incidents on the St. Martin, LA record: 2026 Winter Storm 2; 2024 Hurricane 4 (St. Martin, LA).
NFIP claims, St. Martin, LA, three years: 48; St. Martin, LA payouts $2,506,292; per St. Martin, LA claim $52,214; St. Martin, LA claim-stress 94/100.
St. Martin, LA monthly score held, 94 (March 2026) to 94 (October 2026); St. Martin, LA by month: March 94, April 94, May 94, June 94 (St. Martin, LA), July 96, August 94, September 93, October 94.
St. Martin, LA components: climate 95, NFIP claims 94; St. Martin, LA retreat index 94.
Construction distress, St. Martin, LA: 49/100 as of August 2026 (St. Martin, LA: 49/100 one-to-four unit, 39/100 multifamily).
St. Martin, LA ZIPs, June 2026 (St. Martin, LA, 8 highest): score 0 (St. Martin, LA), climate 90 (St. Martin, LA): 70518; score 0 (St. Martin, LA), climate 89 (St. Martin, LA): 70560; score 0 (St. Martin, LA), climate 86 (St. Martin, LA): 70512; score 0 (St. Martin, LA), climate 85 (St. Martin, LA): 70517, 70519, 70582; score 0 (St. Martin, LA), climate 80 (St. Martin, LA): 70380; score 0 (St. Martin, LA), climate 68 (St. Martin, LA): 70339.
DLRadar rescores St. Martin, LA monthly; St. Martin, LA readings join St. Martin, LA foreclosure, lien and ownership parcels (St. Martin, LA), so cost-squeezed St. Martin, LA owners surface before listing.
Inside Louisiana, St. Martin County ranks 8th of 64 counties for home-insurance distress at 93/100; St. Mary County (93/100) sits just above St. Martin County, and East Baton Rouge County (92/100) sits just below St. Martin County.
Deterministic. Every St. Martin County, LA signal traces to a public St. Martin dataset (FEMA, NFIP, Census for St. Martin, LA) · how insurance distress works in St. Martin, LA · methodology
FAQ: St. Martin County, LA insurance distress
What is the St. Martin County, LA home-insurance-distress score?
St. Martin, LA: 93/100 (HIGH), #62 of 3,222, #8 in Louisiana. FEMA hazard, St. Martin, LA: 93/100; NFIP stress, St. Martin, LA: 94/100; construction, St. Martin, LA: 49/100; St. Martin, LA rescores monthly.
Is St. Martin County insurance distress getting better or worse (LA)?
St. Martin, LA: 94 in March 2026; St. Martin, LA: 94 in October 2026 (unchanged); St. Martin, LA climate component 95; St. Martin, LA NFIP claims score 94.
How many flood-insurance claims has St. Martin County, LA had?
St. Martin, LA: 48 NFIP claims, three years; St. Martin, LA paid $2,506,292; per St. Martin, LA claim $52,214; carriers reprice St. Martin, LA against that record.
Which St. Martin County ZIP codes carry the most insurance distress (LA)?
St. Martin, LA, June 2026: 70518 at 0, 70560 at 0, 70512 at 0, 70517 at 0; St. Martin, LA climate scores there: 90, 89, 86, 85.
Why does St. Martin, LA insurance distress create sellers?
A St. Martin, LA premium outruns the St. Martin, LA budget; a carrier leaves St. Martin, LA; St. Martin, LA carrying cost passes plan; St. Martin, LA owners sell while current; St. Martin, LA insurance distress leads St. Martin, LA foreclosure data.