St. Mary County, LA: Home-Insurance Distress & Forced-Sale Pressure
St. Mary County, LA: 93/100 (severe) home-insurance distress; St. Mary, LA band HIGH; St. Mary, LA #59 of 3,222 counties; St. Mary, LA #7 of 64 in Louisiana.
FEMA hazard, St. Mary, LA: 93/100; St. Mary, LA declarations, three years: 6; St. Mary, LA perils: 4 hurricane; St. Mary, LA five-year count 12 (severity 18.0); St. Mary, LA ten-year 12; hazard-weighted, St. Mary, LA: 20.0.
Declared incidents on the St. Mary, LA record: 2026 Winter Storm 3; 2024 Hurricane 6 (St. Mary, LA); 2023 Other 3 (St. Mary, LA).
NFIP claims, St. Mary, LA, three years: 118; St. Mary, LA payouts $5,231,908; per St. Mary, LA claim $44,338; St. Mary, LA claim-stress 94/100.
St. Mary, LA monthly score held, 95 (March 2026) to 95 (October 2026); St. Mary, LA by month: March 95, April 95, May 94, June 94 (St. Mary, LA), July 96, August 94, September 94, October 95.
St. Mary, LA components: climate 95, NFIP claims 94; St. Mary, LA retreat index 95.
Construction distress, St. Mary, LA: 44/100 as of August 2026 (St. Mary, LA: 24/100 one-to-four unit, 69/100 multifamily).
St. Mary, LA ZIPs, June 2026 (St. Mary, LA, 9 highest): score 0 (St. Mary, LA), climate 88 (St. Mary, LA): 70340, 70342, 70392, 70514, St. Mary, LA 70522, 70523, 70538, 70544; score 0 (St. Mary, LA), climate 80 (St. Mary, LA): 70380.
DLRadar rescores St. Mary, LA monthly; St. Mary, LA readings join St. Mary, LA foreclosure, lien and ownership parcels (St. Mary, LA), so cost-squeezed St. Mary, LA owners surface before listing.
Inside Louisiana, St. Mary County ranks 7th of 64 counties for home-insurance distress at 93/100; St. John The Baptist County (94/100) sits just above St. Mary County, and St. Martin County (93/100) sits just below St. Mary County.
Deterministic. Every St. Mary County, LA signal traces to a public St. Mary dataset (FEMA, NFIP, Census for St. Mary, LA) · how insurance distress works in St. Mary, LA · methodology
FAQ: St. Mary County, LA insurance distress
What is the St. Mary County, LA home-insurance-distress score?
St. Mary, LA: 93/100 (HIGH), #59 of 3,222, #7 in Louisiana. FEMA hazard, St. Mary, LA: 93/100; NFIP stress, St. Mary, LA: 94/100; construction, St. Mary, LA: 44/100; St. Mary, LA rescores monthly.
Is St. Mary County insurance distress getting better or worse (LA)?
St. Mary, LA: 95 in March 2026; St. Mary, LA: 95 in October 2026 (unchanged); St. Mary, LA climate component 95; St. Mary, LA NFIP claims score 94.
How many flood-insurance claims has St. Mary County, LA had?
St. Mary, LA: 118 NFIP claims, three years; St. Mary, LA paid $5,231,908; per St. Mary, LA claim $44,338; carriers reprice St. Mary, LA against that record.
Which St. Mary County ZIP codes carry the most insurance distress (LA)?
St. Mary, LA, June 2026: 70340 at 0, 70342 at 0, 70392 at 0, 70514 at 0; St. Mary, LA climate scores there: 88, 88, 88, 88.
Why does St. Mary, LA insurance distress create sellers?
A St. Mary, LA premium outruns the St. Mary, LA budget; a carrier leaves St. Mary, LA; St. Mary, LA carrying cost passes plan; St. Mary, LA owners sell while current; St. Mary, LA insurance distress leads St. Mary, LA foreclosure data.