Terrebonne County, LA: Home-Insurance Distress & Forced-Sale Pressure
Terrebonne County, LA: 94/100 (severe) home-insurance distress; Terrebonne, LA band HIGH; Terrebonne, LA #43 of 3,222 counties; Terrebonne, LA #3 of 64 in Louisiana.
FEMA hazard, Terrebonne, LA: 95/100; Terrebonne, LA declarations, three years: 8; Terrebonne, LA perils: 4 hurricane, 2 tropical-storm; Terrebonne, LA five-year count 9 (severity 15.0); Terrebonne, LA ten-year 9; hazard-weighted, Terrebonne, LA: 26.0.
Declared incidents on the Terrebonne, LA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Terrebonne, LA); 2024 Hurricane 6 (Terrebonne, LA).
NFIP claims, Terrebonne, LA, three years: 159; Terrebonne, LA payouts $5,622,169; per Terrebonne, LA claim $35,360; Terrebonne, LA claim-stress 93/100.
Terrebonne, LA monthly score rose, 92 (March 2026) to 95 (October 2026); Terrebonne, LA by month: March 92, April 92, May 92, June 92 (Terrebonne, LA), July 94, August 93, September 93, October 95.
Terrebonne, LA components: climate 97, NFIP claims 93; Terrebonne, LA retreat index 95.
Construction distress, Terrebonne, LA: 56/100 as of August 2026 (Terrebonne, LA: 56/100 one-to-four unit, 0/100 multifamily).
Terrebonne, LA ZIPs, June 2026 (Terrebonne, LA, 13 highest): score 0 (Terrebonne, LA), climate 94 (Terrebonne, LA): 70344, 70352, 70353, 70356, Terrebonne, LA 70360, 70363, 70395, 70397; score 0 (Terrebonne, LA), climate 93 (Terrebonne, LA): 70359, 70377; score 0 (Terrebonne, LA), climate 92 (Terrebonne, LA): 70343, 70364; score 0 (Terrebonne, LA), climate 90 (Terrebonne, LA): 70301.
DLRadar rescores Terrebonne, LA monthly; Terrebonne, LA readings join Terrebonne, LA foreclosure, lien and ownership parcels (Terrebonne, LA), so cost-squeezed Terrebonne, LA owners surface before listing.
Inside Louisiana, Terrebonne County ranks 3rd of 64 counties for home-insurance distress at 94/100; St. Charles County (95/100) sits just above Terrebonne County, and Jefferson County (94/100) sits just below Terrebonne County.
Deterministic. Every Terrebonne County, LA signal traces to a public Terrebonne dataset (FEMA, NFIP, Census for Terrebonne, LA) · how insurance distress works in Terrebonne, LA · methodology
FAQ: Terrebonne County, LA insurance distress
What is the Terrebonne County, LA home-insurance-distress score?
Terrebonne, LA: 94/100 (HIGH), #43 of 3,222, #3 in Louisiana. FEMA hazard, Terrebonne, LA: 95/100; NFIP stress, Terrebonne, LA: 93/100; construction, Terrebonne, LA: 56/100; Terrebonne, LA rescores monthly.
Is Terrebonne County insurance distress getting better or worse (LA)?
Terrebonne, LA: 92 in March 2026; Terrebonne, LA: 95 in October 2026 (worse); Terrebonne, LA climate component 97; Terrebonne, LA NFIP claims score 93.
How many flood-insurance claims has Terrebonne County, LA had?
Terrebonne, LA: 159 NFIP claims, three years; Terrebonne, LA paid $5,622,169; per Terrebonne, LA claim $35,360; carriers reprice Terrebonne, LA against that record.
Which Terrebonne County ZIP codes carry the most insurance distress (LA)?
Terrebonne, LA, June 2026: 70344 at 0, 70352 at 0, 70353 at 0, 70356 at 0; Terrebonne, LA climate scores there: 94, 94, 94, 94.
Why does Terrebonne, LA insurance distress create sellers?
A Terrebonne, LA premium outruns the Terrebonne, LA budget; a carrier leaves Terrebonne, LA; Terrebonne, LA carrying cost passes plan; Terrebonne, LA owners sell while current; Terrebonne, LA insurance distress leads Terrebonne, LA foreclosure data.