Union County, LA: Home-Insurance Distress & Forced-Sale Pressure
Union County, LA: 69/100 (elevated) home-insurance distress; Union, LA band MEDIUM; Union, LA #663 of 3,222 counties; Union, LA #46 of 64 in Louisiana; raw Union, LA 68.3.
FEMA hazard, Union, LA: 74/100; Union, LA declarations, three years: 6; Union, LA perils: 2 hurricane; Union, LA five-year count 6 (severity 10.5); Union, LA ten-year 6; hazard-weighted, Union, LA: 10.0.
Declared incidents on the Union, LA record: 2026 Winter Storm 6; 2024 Hurricane 3 (Union, LA).
NFIP claims, Union, LA, three years: 1; Union, LA payouts $20,841; per Union, LA claim $20,841; Union, LA claim-stress 61/100.
Union, LA monthly score rose, 43 (March 2026) to 75 (October 2026); Union, LA by month: March 43, April 43, May 40, June 40 (Union, LA), July 46, August 40, September 39, October 75.
Union, LA components: climate 85, NFIP claims 61; Union, LA retreat index 75.
Construction distress, Union, LA: 1/100 as of August 2026 (Union, LA: 1/100 one-to-four unit, 20/100 multifamily).
Union, LA ZIPs, June 2026 (Union, LA, 10 highest): score 0 (Union, LA), climate 59 (Union, LA): 71235; score 0 (Union, LA), climate 53 (Union, LA): 71280; score 0 (Union, LA), climate 49 (Union, LA): 71749; score 0 (Union, LA), climate 48 (Union, LA): 71234; score 0 (Union, LA), climate 46 (Union, LA): 71227; score 0 (Union, LA), climate 44 (Union, LA): 71241, 71260, 71277; score 0 (Union, LA), climate 41 (Union, LA): 71222; score 0 (Union, LA), climate 39 (Union, LA): 71256.
DLRadar rescores Union, LA monthly; Union, LA readings join Union, LA foreclosure, lien and ownership parcels (Union, LA), so cost-squeezed Union, LA owners surface before listing.
Inside Louisiana, Union County ranks 46th of 64 counties for home-insurance distress at 69/100; Cameron County (69/100) sits just above Union County, and Madison County (66/100) sits just below Union County.
Deterministic. Every Union County, LA signal traces to a public Union dataset (FEMA, NFIP, Census for Union, LA) · how insurance distress works in Union, LA · methodology
FAQ: Union County, LA insurance distress
What is the Union County, LA home-insurance-distress score?
Union, LA: 69/100 (MEDIUM), #663 of 3,222, #46 in Louisiana. FEMA hazard, Union, LA: 74/100; NFIP stress, Union, LA: 61/100; construction, Union, LA: 1/100; Union, LA rescores monthly.
Is Union County insurance distress getting better or worse (LA)?
Union, LA: 43 in March 2026; Union, LA: 75 in October 2026 (worse); Union, LA climate component 85; Union, LA NFIP claims score 61.
How many flood-insurance claims has Union County, LA had?
Union, LA: 1 NFIP claims, three years; Union, LA paid $20,841; per Union, LA claim $20,841; carriers reprice Union, LA against that record.
Which Union County ZIP codes carry the most insurance distress (LA)?
Union, LA, June 2026: 71235 at 0, 71280 at 0, 71749 at 0, 71234 at 0; Union, LA climate scores there: 59, 53, 49, 48.
Why does Union, LA insurance distress create sellers?
A Union, LA premium outruns the Union, LA budget; a carrier leaves Union, LA; Union, LA carrying cost passes plan; Union, LA owners sell while current; Union, LA insurance distress leads Union, LA foreclosure data.