Vermilion County, LA: Home-Insurance Distress & Forced-Sale Pressure
Vermilion County, LA: 78/100 (severe) home-insurance distress; Vermilion, LA band MEDIUM; Vermilion, LA #423 of 3,222 counties; Vermilion, LA #35 of 64 in Louisiana.
FEMA hazard, Vermilion, LA: 74/100; Vermilion, LA declarations, three years: 4; Vermilion, LA perils: 2 hurricane; Vermilion, LA five-year count 6 (severity 10.5); Vermilion, LA ten-year 6; hazard-weighted, Vermilion, LA: 10.0.
Declared incidents on the Vermilion, LA record: 2026 Winter Storm 3; 2024 Hurricane 3 (Vermilion, LA).
NFIP claims, Vermilion, LA, three years: 9; Vermilion, LA payouts $360,874; per Vermilion, LA claim $40,097; Vermilion, LA claim-stress 84/100.
Vermilion, LA monthly score rose, 84 (March 2026) to 85 (October 2026); Vermilion, LA by month: March 84, April 84, May 81, June 81 (Vermilion, LA), July 88, August 81, September 79, October 85.
Vermilion, LA components: climate 85, NFIP claims 84; Vermilion, LA retreat index 85.
Construction distress, Vermilion, LA: 40/100 as of August 2026 (Vermilion, LA: 40/100 one-to-four unit, 22/100 multifamily).
Vermilion, LA ZIPs, June 2026 (Vermilion, LA, 12 highest): score 0 (Vermilion, LA), climate 95 (Vermilion, LA): 70529; score 0 (Vermilion, LA), climate 92 (Vermilion, LA): 70592; score 0 (Vermilion, LA), climate 89 (Vermilion, LA): 70560; score 0 (Vermilion, LA), climate 88 (Vermilion, LA): 70528, 70578; score 0 (Vermilion, LA), climate 86 (Vermilion, LA): 70526; score 0 (Vermilion, LA), climate 84 (Vermilion, LA): 70555; score 0 (Vermilion, LA), climate 83 (Vermilion, LA): 70510, 70533, 70548, 70575; score 0 (Vermilion, LA), climate 68 (Vermilion, LA): 70542.
DLRadar rescores Vermilion, LA monthly; Vermilion, LA readings join Vermilion, LA foreclosure, lien and ownership parcels (Vermilion, LA), so cost-squeezed Vermilion, LA owners surface before listing.
Inside Louisiana, Vermilion County ranks 35th of 64 counties for home-insurance distress at 78/100; Vernon County (78/100) sits just above Vermilion County, and Morehouse County (78/100) sits just below Vermilion County.
Deterministic. Every Vermilion County, LA signal traces to a public Vermilion dataset (FEMA, NFIP, Census for Vermilion, LA) · how insurance distress works in Vermilion, LA · methodology
FAQ: Vermilion County, LA insurance distress
What is the Vermilion County, LA home-insurance-distress score?
Vermilion, LA: 78/100 (MEDIUM), #423 of 3,222, #35 in Louisiana. FEMA hazard, Vermilion, LA: 74/100; NFIP stress, Vermilion, LA: 84/100; construction, Vermilion, LA: 40/100; Vermilion, LA rescores monthly.
Is Vermilion County insurance distress getting better or worse (LA)?
Vermilion, LA: 84 in March 2026; Vermilion, LA: 85 in October 2026 (worse); Vermilion, LA climate component 85; Vermilion, LA NFIP claims score 84.
How many flood-insurance claims has Vermilion County, LA had?
Vermilion, LA: 9 NFIP claims, three years; Vermilion, LA paid $360,874; per Vermilion, LA claim $40,097; carriers reprice Vermilion, LA against that record.
Which Vermilion County ZIP codes carry the most insurance distress (LA)?
Vermilion, LA, June 2026: 70529 at 0, 70592 at 0, 70560 at 0, 70528 at 0; Vermilion, LA climate scores there: 95, 92, 89, 88.
Why does Vermilion, LA insurance distress create sellers?
A Vermilion, LA premium outruns the Vermilion, LA budget; a carrier leaves Vermilion, LA; Vermilion, LA carrying cost passes plan; Vermilion, LA owners sell while current; Vermilion, LA insurance distress leads Vermilion, LA foreclosure data.