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Barnstable County, MA: Home-Insurance Distress & Forced-Sale Pressure

Barnstable County, MA: 30/100 (moderate) home-insurance distress; Barnstable, MA band LOW; Barnstable, MA #1,622 of 3,222 counties; Barnstable, MA #5 of 14 in Massachusetts; raw Barnstable, MA 34.7; Barnstable, MA coverage multiplier 0.85.

FEMA hazard, Barnstable, MA: 0/100; Barnstable, MA declarations, three years: 1; Barnstable, MA five-year count 3 (severity 3.0); Barnstable, MA ten-year 3.

Declared incidents on the Barnstable, MA record: 2026 Winter Storm 1; 2023 Hurricane 1 (Barnstable, MA).

NFIP claims, Barnstable, MA, three years: 23; Barnstable, MA payouts $680,337; per Barnstable, MA claim $29,580; Barnstable, MA claim-stress 87/100.

Barnstable, MA monthly score held, 30 (March 2026) to 30 (October 2026); Barnstable, MA by month: March 30, April 30, May 29, June 29 (Barnstable, MA), July 29, August 29, September 29, October 30.

Barnstable, MA components: NFIP claims 87; Barnstable, MA retreat index 30; Barnstable, MA climate multiplier 0.85.

Construction distress, Barnstable, MA: 84/100 as of August 2026 (Barnstable, MA: 71/100 one-to-four unit, 100/100 multifamily).

Barnstable, MA ZIPs, June 2026 (Barnstable, MA, 16 highest): score 0 (Barnstable, MA), climate 89 (Barnstable, MA): 02532, 02534, 02536, 02537, Barnstable, MA 02540, 02542, 02553, 02556, Barnstable, MA 02559, 02561, 02562, 02563, Barnstable, MA 02601, 02630, 02631, 02632.

DLRadar rescores Barnstable, MA monthly; Barnstable, MA readings join Barnstable, MA foreclosure, lien and ownership parcels (Barnstable, MA), so cost-squeezed Barnstable, MA owners surface before listing.

Inside Massachusetts, Barnstable County ranks 5th of 14 counties for home-insurance distress at 30/100; Suffolk County (30/100) sits just above Barnstable County, and Plymouth County (28/100) sits just below Barnstable County.

Insurance distress
30/100
Barnstable, MA: LOW
National rank
#1622
Barnstable, MA: of 3,222 counties
FEMA hazard
0/100
Barnstable County hazard
NFIP claim stress
87/100
Barnstable, MA 3-year
Flood claims (3y)
23
Barnstable, MA
Claims paid (3y)
$680,337
Barnstable, MA payouts
Per claim
$29,580
Barnstable, MA
Construction distress
84/100
Barnstable, MA

Deterministic. Every Barnstable County, MA signal traces to a public Barnstable dataset (FEMA, NFIP, Census for Barnstable, MA) · how insurance distress works in Barnstable, MA · methodology

FAQ: Barnstable County, MA insurance distress

What is the Barnstable County, MA home-insurance-distress score?

Barnstable, MA: 30/100 (LOW), #1,622 of 3,222, #5 in Massachusetts. FEMA hazard, Barnstable, MA: 0/100; NFIP stress, Barnstable, MA: 87/100; construction, Barnstable, MA: 84/100; Barnstable, MA rescores monthly.

Is Barnstable County insurance distress getting better or worse (MA)?

Barnstable, MA: 30 in March 2026; Barnstable, MA: 30 in October 2026 (unchanged); Barnstable, MA NFIP claims score 87.

How many flood-insurance claims has Barnstable County, MA had?

Barnstable, MA: 23 NFIP claims, three years; Barnstable, MA paid $680,337; per Barnstable, MA claim $29,580; carriers reprice Barnstable, MA against that record.

Which Barnstable County ZIP codes carry the most insurance distress (MA)?

Barnstable, MA, June 2026: 02532 at 0, 02534 at 0, 02536 at 0, 02537 at 0; Barnstable, MA climate scores there: 89, 89, 89, 89.

Why does Barnstable, MA insurance distress create sellers?

A Barnstable, MA premium outruns the Barnstable, MA budget; a carrier leaves Barnstable, MA; Barnstable, MA carrying cost passes plan; Barnstable, MA owners sell while current; Barnstable, MA insurance distress leads Barnstable, MA foreclosure data.

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