Plymouth County, MA: Home-Insurance Distress & Forced-Sale Pressure

Home-insurance pressure in Plymouth County, Massachusetts is currently moderate — an insurance-distress score of 28/100, in the lower-risk band nationally at #1632 of the 3,222 U.S. counties DLRadar scores. More and more, it is the insurance bill rather than the mortgage that turns a Plymouth County owner into a seller.

With 41 flood claims and $419,523 in payouts on the three-year record, Plymouth County gives underwriters a concrete reason to reprice or exit.

Each month new hazard revisions and claim settlements refresh Plymouth County, keeping its insurance-distress score aligned with the live market.

Replacement economics add to the squeeze — a 32/100 construction-distress reading means rebuilding here is costly, and premiums follow rebuild cost.

Driving it: a FEMA hazard score of 0/100; NFIP flood-claim stress of 82/100 over three years, all of which push carriers toward higher rates or non-renewal.

Insurance distress rarely travels by itself, so DLRadar aligns Plymouth County's 28/100 with foreclosure, lien and ownership records — separating owners squeezed only by coverage from those under broader strain.

For a buyer, Plymouth County at 28/100 is a where-to-look signal: some share of owners are absorbing a coverage bill rising faster than planned, and a portion will sell rather than carry it.

Read together, a 0/100 hazard base and 82/100 flood-claim stress explain why Plymouth County screens as a place where coverage cost, not the loan, is the likely sale trigger.

DLRadar scores insurance distress monthly for every U.S. county from FEMA, NFIP and carrier-pressure data, then links it to parcel-level foreclosure, tax-lien and ownership signals. So the outreach lands while the owner is still weighing the renewal, not once the sign is up.