Washington County, ME: Home-Insurance Distress & Forced-Sale Pressure
Washington County, ME: 59/100 (elevated) home-insurance distress; Washington, ME band MEDIUM; Washington, ME #918 of 3,222 counties; Washington, ME #7 of 16 in Maine.
FEMA hazard, Washington, ME: 52/100; Washington, ME declarations, three years: 4; Washington, ME perils: 4 severe-storm; Washington, ME five-year count 9 (severity 12.0); Washington, ME ten-year 9; hazard-weighted, Washington, ME: 4.0.
Declared incidents on the Washington, ME record: 2024 Severe Storm 6; 2023 Hurricane 1 (Washington, ME).
NFIP claims, Washington, ME, three years: 10; Washington, ME payouts $49,486; per Washington, ME claim $4,949; Washington, ME claim-stress 69/100.
Washington, ME monthly score fell, 67 (March 2026) to 63 (October 2026); Washington, ME by month: March 67, April 67, May 63, June 63 (Washington, ME), July 61, August 60, September 60, October 63.
Washington, ME components: climate 60, NFIP claims 69; Washington, ME retreat index 63.
Construction distress, Washington, ME: 29/100 as of August 2026 (Washington, ME: 29/100 one-to-four unit, 2/100 multifamily).
Washington, ME ZIPs, June 2026 (Washington, ME, 16 highest): score 0 (Washington, ME), climate 60 (Washington, ME): 04424; score 0 (Washington, ME), climate 46 (Washington, ME): 04622; score 0 (Washington, ME), climate 43 (Washington, ME): 04413, 04454, 04490, 04491, Washington, ME 04492, 04606, 04611, 04619, Washington, ME 04623, 04626, 04628, 04630, Washington, ME 04631, 04643.
DLRadar rescores Washington, ME monthly; Washington, ME readings join Washington, ME foreclosure, lien and ownership parcels (Washington, ME), so cost-squeezed Washington, ME owners surface before listing.
Inside Maine, Washington County ranks 7th of 16 counties for home-insurance distress at 59/100; Cumberland County (60/100) sits just above Washington County, and Sagadahoc County (58/100) sits just below Washington County.
Deterministic. Every Washington County, ME signal traces to a public Washington dataset (FEMA, NFIP, Census for Washington, ME) · how insurance distress works in Washington, ME · methodology
FAQ: Washington County, ME insurance distress
What is the Washington County, ME home-insurance-distress score?
Washington, ME: 59/100 (MEDIUM), #918 of 3,222, #7 in Maine. FEMA hazard, Washington, ME: 52/100; NFIP stress, Washington, ME: 69/100; construction, Washington, ME: 29/100; Washington, ME rescores monthly.
Is Washington County insurance distress getting better or worse (ME)?
Washington, ME: 67 in March 2026; Washington, ME: 63 in October 2026 (better); Washington, ME climate component 60; Washington, ME NFIP claims score 69.
How many flood-insurance claims has Washington County, ME had?
Washington, ME: 10 NFIP claims, three years; Washington, ME paid $49,486; per Washington, ME claim $4,949; carriers reprice Washington, ME against that record.
Which Washington County ZIP codes carry the most insurance distress (ME)?
Washington, ME, June 2026: 04424 at 0, 04622 at 0, 04413 at 0, 04454 at 0; Washington, ME climate scores there: 60, 46, 43, 43.
Why does Washington, ME insurance distress create sellers?
A Washington, ME premium outruns the Washington, ME budget; a carrier leaves Washington, ME; Washington, ME carrying cost passes plan; Washington, ME owners sell while current; Washington, ME insurance distress leads Washington, ME foreclosure data.