Alcona County, MI: Home-Insurance Distress & Forced-Sale Pressure
Alcona County, MI: 58/100 (elevated) home-insurance distress; Alcona, MI band MEDIUM; Alcona, MI #929 of 3,222 counties; Alcona, MI #21 of 83 in Michigan.
FEMA hazard, Alcona, MI: 52/100; Alcona, MI declarations, three years: 4; Alcona, MI perils: 2 flood; Alcona, MI five-year count 2 (severity 4.0); Alcona, MI ten-year 2; hazard-weighted, Alcona, MI: 4.0.
Declared incidents on the Alcona, MI record: 2026 Flood 2; 2025 Severe Ice Storm 2 (Alcona, MI).
NFIP claims, Alcona, MI, three years: 2; Alcona, MI payouts $47,635; per Alcona, MI claim $23,817; Alcona, MI claim-stress 68/100.
Alcona, MI monthly score rose, 0 (March 2026) to 63 (October 2026); Alcona, MI by month: March 0, April 0, May 20, June 20 (Alcona, MI), July 55, August 54, September 55, October 63.
Alcona, MI components: climate 60, NFIP claims 68; Alcona, MI retreat index 63.
Construction distress, Alcona, MI: 11/100 as of August 2026 (Alcona, MI: 12/100 one-to-four unit, 0/100 multifamily).
Alcona, MI ZIPs, June 2026 (Alcona, MI, 13 highest): score 0 (Alcona, MI), climate 32 (Alcona, MI): 48750; score 0 (Alcona, MI), climate 23 (Alcona, MI): 48761; score 0 (Alcona, MI), climate 20 (Alcona, MI): 48737, 49747; score 0 (Alcona, MI), climate 16 (Alcona, MI): 48762; score 0 (Alcona, MI), climate 15 (Alcona, MI): 48705, 48721, 48738, 48740, Alcona, MI 48742, 48745; score 0 (Alcona, MI), climate 14 (Alcona, MI): 48728; score 0 (Alcona, MI), climate 12 (Alcona, MI): 48647.
DLRadar rescores Alcona, MI monthly; Alcona, MI readings join Alcona, MI foreclosure, lien and ownership parcels (Alcona, MI), so cost-squeezed Alcona, MI owners surface before listing.
Inside Michigan, Alcona County ranks 21st of 83 counties for home-insurance distress at 58/100; Kalamazoo County (59/100) sits just above Alcona County, and Iosco County (58/100) sits just below Alcona County.
Deterministic. Every Alcona County, MI signal traces to a public Alcona dataset (FEMA, NFIP, Census for Alcona, MI) · how insurance distress works in Alcona, MI · methodology
FAQ: Alcona County, MI insurance distress
What is the Alcona County, MI home-insurance-distress score?
Alcona, MI: 58/100 (MEDIUM), #929 of 3,222, #21 in Michigan. FEMA hazard, Alcona, MI: 52/100; NFIP stress, Alcona, MI: 68/100; construction, Alcona, MI: 11/100; Alcona, MI rescores monthly.
Is Alcona County insurance distress getting better or worse (MI)?
Alcona, MI: 0 in March 2026; Alcona, MI: 63 in October 2026 (worse); Alcona, MI climate component 60; Alcona, MI NFIP claims score 68.
How many flood-insurance claims has Alcona County, MI had?
Alcona, MI: 2 NFIP claims, three years; Alcona, MI paid $47,635; per Alcona, MI claim $23,817; carriers reprice Alcona, MI against that record.
Which Alcona County ZIP codes carry the most insurance distress (MI)?
Alcona, MI, June 2026: 48750 at 0, 48761 at 0, 48737 at 0, 49747 at 0; Alcona, MI climate scores there: 32, 23, 20, 20.
Why does Alcona, MI insurance distress create sellers?
A Alcona, MI premium outruns the Alcona, MI budget; a carrier leaves Alcona, MI; Alcona, MI carrying cost passes plan; Alcona, MI owners sell while current; Alcona, MI insurance distress leads Alcona, MI foreclosure data.