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Barry County, MI: Home-Insurance Distress & Forced-Sale Pressure

Barry County, MI: 57/100 (elevated) home-insurance distress; Barry, MI band MEDIUM; Barry, MI #977 of 3,222 counties; Barry, MI #25 of 83 in Michigan.

FEMA hazard, Barry, MI: 52/100; Barry, MI declarations, three years: 2; Barry, MI perils: 2 flood; hazard-weighted, Barry, MI: 4.0.

Declared incidents on the Barry, MI record: 2026 Flood 2 (Barry, MI).

NFIP claims, Barry, MI, three years: 3; Barry, MI payouts $24,943; per Barry, MI claim $8,314; Barry, MI claim-stress 63/100.

Barry, MI monthly score rose, 0 (March 2026) to 61 (October 2026); Barry, MI by month: March 0, April 0, May 7, June 7 (Barry, MI), July 41, August 40, September 40, October 61.

Barry, MI components: climate 60, NFIP claims 63; Barry, MI retreat index 61.

Construction distress, Barry, MI: 55/100 as of August 2026 (Barry, MI: 57/100 one-to-four unit, 12/100 multifamily).

Barry, MI ZIPs, June 2026 (Barry, MI, 15 highest): score 0 (Barry, MI), climate 88 (Barry, MI): 49316; score 0 (Barry, MI), climate 70 (Barry, MI): 49017, 49348; score 0 (Barry, MI), climate 67 (Barry, MI): 49080, 49344; score 0 (Barry, MI), climate 63 (Barry, MI): 49021; score 0 (Barry, MI), climate 59 (Barry, MI): 49060; score 0 (Barry, MI), climate 57 (Barry, MI): 48849; score 0 (Barry, MI), climate 56 (Barry, MI): 49325; score 0 (Barry, MI), climate 54 (Barry, MI): 49073; score 0 (Barry, MI), climate 52 (Barry, MI): 49333; score 0 (Barry, MI), climate 51 (Barry, MI): 48897, 49046, 49050, 49058.

DLRadar rescores Barry, MI monthly; Barry, MI readings join Barry, MI foreclosure, lien and ownership parcels (Barry, MI), so cost-squeezed Barry, MI owners surface before listing.

Inside Michigan, Barry County ranks 25th of 83 counties for home-insurance distress at 57/100; Ionia County (57/100) sits just above Barry County, and Alpena County (56/100) sits just below Barry County.

Insurance distress
57/100
Barry, MI: MEDIUM
National rank
#977
Barry, MI: of 3,222 counties
FEMA hazard
52/100
Barry County hazard
NFIP claim stress
63/100
Barry, MI 3-year
Flood claims (3y)
3
Barry, MI
Claims paid (3y)
$24,943
Barry, MI payouts
Per claim
$8,314
Barry, MI
Construction distress
55/100
Barry, MI

Deterministic. Every Barry County, MI signal traces to a public Barry dataset (FEMA, NFIP, Census for Barry, MI) · how insurance distress works in Barry, MI · methodology

FAQ: Barry County, MI insurance distress

What is the Barry County, MI home-insurance-distress score?

Barry, MI: 57/100 (MEDIUM), #977 of 3,222, #25 in Michigan. FEMA hazard, Barry, MI: 52/100; NFIP stress, Barry, MI: 63/100; construction, Barry, MI: 55/100; Barry, MI rescores monthly.

Is Barry County insurance distress getting better or worse (MI)?

Barry, MI: 0 in March 2026; Barry, MI: 61 in October 2026 (worse); Barry, MI climate component 60; Barry, MI NFIP claims score 63.

How many flood-insurance claims has Barry County, MI had?

Barry, MI: 3 NFIP claims, three years; Barry, MI paid $24,943; per Barry, MI claim $8,314; carriers reprice Barry, MI against that record.

Which Barry County ZIP codes carry the most insurance distress (MI)?

Barry, MI, June 2026: 49316 at 0, 49017 at 0, 49348 at 0, 49080 at 0; Barry, MI climate scores there: 88, 70, 70, 67.

Why does Barry, MI insurance distress create sellers?

A Barry, MI premium outruns the Barry, MI budget; a carrier leaves Barry, MI; Barry, MI carrying cost passes plan; Barry, MI owners sell while current; Barry, MI insurance distress leads Barry, MI foreclosure data.

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